The Hamilton Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 3.01 percentage points higher than in Q1 2026, at 49.10%. Within Missouri, The Hamilton Bank is 77th of 192 on return on assets, 1.61% as of Q2 2026, above the middle of the field. The Hamilton Bank reported 1.61% on return on assets for Q2 2026, 0.36 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 17.21% |
| Tier 1 risk-based capital ratio | 17.21% |
| Total risk-based capital ratio | 17.63% |
| Tier 1 leverage ratio | 9.29% |
| Equity capital to assets | 5.53% |
| Tangible equity to tangible assets | 5.53% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 3.55% |
| Allowance for credit losses to loans | 0.55% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.61% |
| Return on equity | 31.88% |
| Net interest margin | 3.61% |
| Efficiency ratio | 52.48% |
| Yield on earning assets | 5.09% |
| Cost of funds | 1.59% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 45.74% |
| Core deposits to total deposits | 90.14% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 94.21% |
| Securities to assets | 49.10% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.26% | 14.26% | 14.68% | 9.60% | 1.10% |
| Q4 2023 | 14.47% | 14.47% | 14.90% | 10.06% | 1.45% |
| Q1 2024 | 15.12% | 15.12% | 15.56% | 9.84% | 0.85% |
| Q2 2024 | 15.14% | 15.14% | 15.56% | 10.23% | 1.83% |
| Q3 2024 | 16.98% | 16.98% | 17.45% | 10.28% | 1.04% |
| Q4 2024 | 15.10% | 15.10% | 15.50% | 10.02% | 1.74% |
| Q1 2025 | 16.75% | 16.75% | 17.19% | 9.85% | 1.59% |
| Q2 2025 | 16.04% | 16.04% | 16.45% | 9.81% | 1.69% |
| Q3 2025 | 16.86% | 16.86% | 17.29% | 9.74% | 1.41% |
| Q4 2025 | 16.71% | 16.71% | 17.07% | 10.08% | 1.30% |
| Q1 2026 | 17.19% | 17.19% | 17.62% | 9.81% | 1.38% |
| Q2 2026 | 17.21% | 17.21% | 17.63% | 9.29% | 1.61% |
The Hamilton Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Hamilton Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Hamilton Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15606) · FFIEC NIC profile (RSSD 723550)