The Hamilton Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Hamilton Bank of Hamilton, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.61% | 1.34% | +0.27% | 69th above |
| ROAE | 31.88% | 13.31% | +18.57% | 98th top |
| Net Interest Margin | 3.61% | 3.93% | -0.32% | 32nd below |
| Efficiency Ratio | 52.48% | 61.14% | -8.66% | 75th top |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.61% | 1.68% | -0.07% | 51st above |
| Yield on Earning Assets | 5.09% | 5.67% | -0.58% | 27th below |
| Cost of Funds | 1.59% | 1.88% | -0.29% | 64th above |
| Net Interest Spread | 2.89% | 3.32% | -0.43% | 28th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 85th top |
| ACL / Total Loans | 0.55% | 1.28% | -0.73% | 4th bottom |
| Texas Ratio | 3.55% | 7.33% | -3.78% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 17.21% | 19.50% | -2.29% | 65th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 17.21% | 19.54% | -2.33% | 64th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.63% | 20.62% | -2.99% | 61st above |
| Leverage Ratio | 9.29% | 12.14% | -2.85% | 17th bottom |
| Equity / Assets | 5.53% | 11.38% | -5.85% | 2nd bottom |
| TCE / Tangible Assets | 5.53% | 11.09% | -5.56% | 2nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 45.74% | 80.64% | -34.90% | 94th top |
| Core Deposit Ratio | 90.14% | 86.86% | +3.28% | 55th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.04% | 6.85% | +1.19% | 75th top |
| Loan Growth (Y/Y) | -4.25% | 7.90% | -12.15% | 9th bottom |
| Deposit Growth (Y/Y) | 6.48% | 6.29% | +0.19% | 67th above |
See The Hamilton Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Hamilton Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Hamilton Bank profile, how to read a UBPR, or how this data updates.