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Bank call report · Eldora, IA

Hardin County Savings Bank Call Report

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Hardin County Savings Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 366 reported line items, schedule by schedule (882 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

Hardin County Savings Bank call report filing details
Call report formFFIEC 041
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID647245
FDIC certificate number5817
Total assets$402.3M

Official Q2 2026 call report PDF (FFIEC) →

Hardin County Savings Bank call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.

Schedule RC: Balance Sheet (27 items)

About Schedule RC · Hardin County Savings Bank balance sheet trends

Hardin County Savings Bank Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $402.3M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $402.3M
Total Liabilities and Minority Interest RCON2948 $377.8M
Total Deposits RCON2200 $324.4M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $282.8M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $249.7M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $247.9M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $78.3M
Other Borrowed Money RCON3190 $49.3M
Held-to-maturity Securities, Total RCON1754 $48.2M
Held to maturity securities (ASU 2016-13 adoption) RCONJJ34 $48.2M
Deposits: Noninterest-bearing RCON6631 $41.7M
Undivided Profits and Capital Reserves RCON3632 $26.5M
Total Equity Capital RCON3210 $24.5M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $24.5M
Other Assets RCON2160 $18.9M
Accumulated Other Comprehensive Income RCONB530 -$14.4M
Surplus RCON3839 $11.0M
Federal Funds Sold RCONB987 $4.8M
Securities Sold Under Agreements to Repurchase RCONB995 $2.5M
Noninterest-bearing Balances and Currency and Coin RCON0081 $2.3M
Allowance for Loan and Lease Losses RCON3123 $1.9M
Other Liabilities, Total RCON2930 $1.5M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $1.5M
Common Stock RCON3230 $1.4M
Other Real Estate Owned RCON2150 $252K
Interest-bearing Balances RCON0071 $178K
Schedule RI: Income Statement (42 items)

About Schedule RI · Hardin County Savings Bank income statement trends

Hardin County Savings Bank Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $10.5M
Interest and Fee Income on Loans, Total RIAD4010 $7.7M
Net Interest Income RIAD4074 $5.5M
Total Interest Expense RIAD4073 $5.0M
Total Noninterest Expense RIAD4093 $3.2M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $2.9M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $2.8M
Interest on Other Securities RIAD4060 $2.6M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $2.6M
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $2.5M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $2.5M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $2.4M
Income (Loss) Before Discontinued Operations RIAD4300 $2.4M
Net Income (Loss) RIAD4340 $2.4M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $2.4M
Salaries and Employee Benefits RIAD4135 $1.8M
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $987K
Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices RIAD4024 $987K
Interest on Trading Liabilities and Other Borrowed Money RIAD4185 $907K
Other Noninterest Expense RIAD4092 $760K
Savings Deposits (Including Mmdas) RIAD0093 $664K
Expenses of Premises and Fixed Assets RIAD4217 $642K
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $614K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $613K
Total Noninterest Income RIAD4079 $432K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $395K
Other Noninterest Income RIADB497 $379K
Provisions for Credit Losses on Financial Assets RIADJJ33 $273K
Provision for Loan and Lease Losses RIAD4230 $265K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $191K
Other Interest Income RIAD4518 $105K
Applicable Income Taxes RIAD4302 $93K
Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RIAD4180 $65K
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $59K
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $35K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $29K
Unrealized holding gains (losses) on equity securities not held for trading RIADHT70 $22K
Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. RIAD4313 $20K
Net Gains (Losses) on Sales of Other Assets (Excluding Securities) RIADB496 $15K
Income from Lease Financing Receivables RIAD4065 $10K
Interest Income on Balances Due from Depository Institutions RIAD4115 $3K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 34
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)

About Schedule RC-A

Hardin County Savings Bank Schedule RC-A, Q2 2026
Line item Code Q2 2026
Cash and Balances Due from Depository Institutions RCON0010 $2.5M
Balances Due from Depository Institutions in the U.S. RCON0082 $1.4M
Currency and Coin RCON0080 $1.0M
Cash Items in Process of Collection and Unposted Debits RCON0020 $48K
Schedule RC-B: Securities (19 items)

About Schedule RC-B · Hardin County Savings Bank securities trends

Hardin County Savings Bank Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost RCONG306 $4.1M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value RCONG307 $3.1M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years RCONA554 $98.0M
Total Amortized Cost of Available-for-sale Securities RCON1772 $92.7M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $87.3M
Pledged Securities RCON0416 $86.2M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $74.3M
Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. RCON8496 $48.2M
Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. RCON8497 $44.0M
Total Fair Value of Held-to-maturity Securities RCON1771 $44.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $23.4M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCONA560 $3.1M
Amortized Cost of Available-for-sale Other Foreign Debt Securities RCON1744 $1.4M
Amortized Cost of Structured Notes RCON8782 $1.4M
Fair Value of Available-for-sale Other Foreign Debt Securities RCON1746 $896K
Fair Value of Structured Notes RCON8783 $896K
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $896K
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $815K
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $278K
Schedule RC-C, Part I: Loans and Leases (33 items)

About Schedule RC-C, Part I · Hardin County Savings Bank loans and leases trends

Hardin County Savings Bank Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $249.7M
Pledged Loans and Leases RCONG378 $119.0M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $78.2M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $68.6M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $62.7M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $52.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $50.2M
Real Estate Loans Secured by Farmland RCON1420 $32.3M
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $29.2M
Loans Secured by 1-4 Family Residential Construction RCONF158 $28.1M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $24.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $23.6M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $22.8M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $22.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $20.2M
Commercial and Industrial Loans RCON1766 $19.1M
Commercial and Industrial Loans to U.S. Addressees RCON1763 $19.1M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $11.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $10.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $9.9M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $9.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $9.0M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $8.4M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $7.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $5.9M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $5.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $3.5M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $1.5M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $320K
All Other Lease Financing Receivables RCONF163 $181K
Lease Financing Receivables (Net of Unearned Income) RCON2165 $181K
Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) RCONJ451 $38K
Other Loans RCONJ464 $38K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)

About Schedule RC-C, Part II

Hardin County Savings Bank Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $7.9M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5589 $4.3M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $3.6M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $3.3M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $1.9M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $1.6M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $1.5M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $1.3M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5587 $1.0M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $996K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $326K
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $274K
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 48
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 42
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5588 25
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 20
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 20
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 20
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 20
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 17
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 14
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 13
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 13
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5586 13
Schedule RC-E: Deposit Liabilities (30 items)

About Schedule RC-E · Hardin County Savings Bank deposit liabilities trends

Hardin County Savings Bank Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $257.5M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $213.1M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $124.7M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) RCONHK05 $87.8M
Total Brokered Deposits RCON2365 $87.8M
Total Demand Deposits (See Note Below) RCON2210 $67.0M
Total Transaction Accounts RCON2215 $67.0M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $57.0M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $55.8M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $52.6M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $51.2M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $44.9M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $38.8M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $35.1M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $33.2M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $24.9M
Money Market Deposit Accounts (Mmda's) RCON6810 $24.2M
Total Time Deposits of Less Than $100,000 RCON6648 $24.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $19.0M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $12.7M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK06 $11.2M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $11.2M
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $9.2M
Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits RCONK223 $9.2M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $8.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $5.9M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $5.9M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $4.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK15 $2.5M
Total Transaction Accounts - Deposits of U.S. Government RCON2202 $7K
Schedule RC-F: Other Assets (8 items)

About Schedule RC-F

Hardin County Savings Bank Schedule RC-F, Q2 2026
Line item Code Q2 2026
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $6.6M
Other Assets RCON2168 $4.5M
Accrued Interest Receivable RCONB556 $3.9M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $3.4M
Derivatives with a Position Fair Value Held for Purposes Other Than Trading RCONC010 $3.4M
Prepaid Expenses RCON2166 $607K
First Itemized Amount That Exceeds 25% of All Other Assets (2168) RCON3549 $531K
Net Deferred Tax Assets RCON2148 $481K
Schedule RC-G: Other Liabilities (5 items)

About Schedule RC-G

Hardin County Savings Bank Schedule RC-G, Q2 2026
Line item Code Q2 2026
Other Expenses Accrued and Unpaid RCON3646 $879K
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $547K
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $87K
All Other Liabilities RCON2938 $24K
Derivatives with a Negative Fair Value Held for Purposes Other Than Trading RCONC012 $24K
Schedule RC-K: Quarterly Averages (18 items)

About Schedule RC-K · Hardin County Savings Bank quarterly averages trends

Hardin County Savings Bank Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $397.5M
Quarterly Average of Total Loans RCON3360 $242.4M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $149.6M
All Other Securities RCONB560 $122.2M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $111.4M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $78.7M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $78.2M
Quarterly Average of Other Borrowed Money RCON3355 $40.8M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $32.3M
Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers RCON3386 $29.0M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $26.6M
Quarterly Average of Commercial and Industrial Loans RCON3387 $18.6M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $10.6M
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCON3365 $4.5M
Mortgage-backed Securities RCONB559 $3.2M
Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RCON3353 $3.2M
Lease Financing Receivables (Net of Unearned Income) - Quarterly Average RCON3484 $259K
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $242K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)

About Schedule RC-L · Hardin County Savings Bank derivatives and off-balance-sheet items trends

Hardin County Savings Bank Schedule RC-L, Q2 2026
Line item Code Q2 2026
Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps RCON3450 $44.4M
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCON8725 $44.4M
Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate RCONA589 $42.4M
1-4 Family Residential Construction Loan Commitments RCONF164 $21.8M
Other Unused Commitments: All Other Unused Commitments RCONJ459 $15.8M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $5.6M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $4.2M
Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCON8741 $3.4M
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $3.0M
Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCON8745 $24K
Schedule RC-M: Memoranda (8 items)

About Schedule RC-M · Hardin County Savings Bank memoranda trends

Hardin County Savings Bank Schedule RC-M, Q2 2026
Line item Code Q2 2026
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONF056 $22.9M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less RCONF055 $19.2M
FHLB Advances (Loans) Due in One Year or Less RCON2651 $18.8M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years RCONF057 $7.0M
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $1.9M
All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices RCON5510 $252K
Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. RCONF062 $131K
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCON6165 3
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (11 items)

About Schedule RC-N · Hardin County Savings Bank past due and nonaccrual loans, leases, and other assets trends

Hardin County Savings Bank Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $3.1M
All Other Loans - Nonaccrual RCON5461 $1.8M
Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual RCON1583 $1.8M
Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual RCON3495 $961K
Additions to Nonaccrual Assets RCONC410 $260K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural RCONC229 $260K
Commercial and Industrial Loans - Nonaccrual RCON1608 $132K
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $118K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $113K
Nonaccrual Assets Sold During the Quarter RCONC411 $39K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing RCONK216 $5K
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)

About Schedule RC-O · Hardin County Savings Bank other data for deposit insurance assessments trends

Hardin County Savings Bank Schedule RC-O, Q2 2026
Line item Code Q2 2026
Unsecured Other Borrowings with a Remaining Maturity of Over Three Years Through Five Years RCONG467 $131K
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $397.5M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $325.0M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $213.2M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $103.6M
Average Tangible Equity for the Calendar Quarter RCONK654 $38.5M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $6.7M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $1.6M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 6,745
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 195
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 169
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 4
Averaging Method Used RCONK653 1
Schedule RC-R: Regulatory Capital (1 item)

About Schedule RC-R · Hardin County Savings Bank regulatory capital trends

Hardin County Savings Bank Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $290.6M
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)

About Schedule RC-R, Part I · Hardin County Savings Bank regulatory capital components and ratios trends

Hardin County Savings Bank Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average Total Assets (Net of Deductions) RCOAA224 $397.5M
Average total consolidated assets RCOAKW03 $397.5M
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $290.6M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $40.9M
Common Equity Tier 1 Capital RCOAP859 $38.9M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $38.9M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $38.9M
Retained Earnings RCOAKW00 $26.5M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $24.5M
Accumulated Other Comprehensive Income RCOAB530 -$14.4M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $12.4M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$10.6M
Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP848 -$3.7M
General Loan and Lease Valuation Allowances RCOA5310 $2.0M
Tier 2 (Supplementary) Capital RCOA5311 $2.0M
Tier 2 Capital Before Deductions RCOAP870 $2.0M
Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP846 -$24K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.1406
Common Equity Tier 1 Capital Ratio RCOAP793 0.1338
Tier 1 Risk-based Capital Ratio RCOA7206 0.1338
Tier 1 Leverage Capital Ratio RCOA7204 0.0979
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.0606
Schedule RC-R, Part II: Risk-Weighted Assets (64 items)

About Schedule RC-R, Part II · Hardin County Savings Bank risk-weighted assets trends

Hardin County Savings Bank Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $290.6M
Total Risk-weighted Assets RCONG641 $290.6M
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $207.8M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $207.8M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $184.7M
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $168.2M
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $166.6M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $123.6M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $123.6M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $107.0M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $107.0M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $78.6M
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $78.5M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $78.3M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $77.5M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $53.5M
Total Held-to-maturity Securities RCOND961 $48.2M
Held-to-maturity Securities - 20 Pct Risk Weight Category RCOND963 $35.3M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years RCONS583 $28.8M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $24.7M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $24.6M
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $22.7M
Total All Other Assets RCOND981 $20.6M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$20.2M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $17.5M
Held-to-maturity Securities - 50 Pct Risk Weight Category RCOND964 $16.8M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years RCONS584 $14.6M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$14.4M
Available-for-sale Securities - 50 Pct Risk Weight Category RCOND969 $12.8M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $11.4M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $11.4M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $6.6M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $4.9M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $4.9M
Federal Funds Sold in Domestic Offices RCOND971 $4.8M
Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category RCOND973 $4.8M
Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category RCONS572 $4.6M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $4.1M
Held-to-maturity Securities - Adjustment to Totals Reported in Column a RCONS399 -$3.9M
Over-the-counter Derivatives - 100 Pct Risk Weight Category RCONS547 $3.7M
Over-the-counter Derivatives - Credit Equivalent Amount RCONS542 $3.7M
Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules RCONG642 $3.4M
All Other Assets - 20 Pct Risk Weight Category RCOND983 $3.1M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category RCONS561 $3.1M
Total Balance Sheet Assets - 150 Pct Risk Weight Category RCONS503 $3.1M
Financial Standby Letters of Credit - 100 Pct Risk Weight Category RCOND996 $3.0M
Financial Standby Letters of Credit - Credit Equivalent Amount RCOND992 $3.0M
Financial Standby Letters of Credit - Face, Notional, or Other Amount RCOND991 $3.0M
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category RCONS455 $2.9M
Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual RCONS449 $2.9M
Repo-style Transactions - 0 Pct Risk Weight Category RCONS517 $2.5M
Repo-style Transactions - Credit Equivalent Amount RCONS516 $2.5M
Repo-style Transactions - Face, Notional, or Other Amount RCONS515 $2.5M
Total Cash and Balances Due from Depository Institutions RCOND957 $2.5M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $1.8M
Available-for-sale Securities - 0 Pct Risk Weight Category RCOND967 $1.4M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less RCONS582 $1.1M
Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category RCONS460 $1.0M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $677K
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS443 $580K
Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category RCONS459 $515K
Allocation by Risk Weight Category 0%, Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONH178 $435K
Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category RCONS447 $209K
Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures RCONS445 $209K
Schedule RC-T: Fiduciary and Related Services (1 item)

About Schedule RC-T

Hardin County Savings Bank Schedule RC-T, Q2 2026
Line item Code Q2 2026
Income from Fiduciary Activities RIAD4070 $9K
Schedule RI-A: Changes in Bank Equity Capital (6 items)

About Schedule RI-A

Hardin County Savings Bank Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $24.5M
Balance End of Previous Calendar Year as Restated RIADB508 $21.4M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $21.4M
Other Comprehensive Income RIADB511 $1.7M
Cash Dividends Declared on Common Stock RIAD4460 $1.0M
Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) RIADB509 $27K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)

About Schedule RI-B, Part I · Hardin County Savings Bank charge-offs and recoveries on loans and leases trends

Hardin County Savings Bank Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $120K
Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens RIADC234 $120K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $10K
Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK206 $3K
Recoveries on Commercial and Industrial Loans RIAD4608 $3K
Recoveries on All Other Loans RIAD4628 $2K
Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers RIAD4665 $2K
Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens RIADC217 $1K
Recoveries on Lease Financing Receivables RIAD4267 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)

About Schedule RI-B, Part II · Hardin County Savings Bank changes in allowances for credit losses trends

Hardin County Savings Bank Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $1.9M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $1.7M
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $120K
Provisions for credit losses on off-balance-sheet exposures RIADMG93 $8K
Balance end of current period, Held-to-maturity debt securities RIADJH93 $5K
Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) RIADJH88 $5K
Schedule RI-E: Explanations (4 items)

About Schedule RI-E

Hardin County Savings Bank Schedule RI-E, Q2 2026
Line item Code Q2 2026
First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) RIAD4461 $121K
Bank Card and Credit Card Interchange Fees RIADF555 $118K
Automated Teller Machine (ATM) and Interchange Expense RIADF558 $104K
Earnings On/increase in Value of Cash Surrender Value of Life Insurance RIADC014 $104K

Hardin County Savings Bank call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the Hardin County Savings Bank call report?

The Hardin County Savings Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does Hardin County Savings Bank file?

Hardin County Savings Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the Hardin County Savings Bank call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: Hardin County Savings Bank has Federal Reserve RSSD ID 647245 and FDIC certificate number 5817. Either one finds its filings on the FFIEC Central Data Repository.

How often does Hardin County Savings Bank file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

Hardin County Savings Bank financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.