The Harrison Building and Loan Association: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 16.2% higher than in Q1 2026, at -$6.2M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.62% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $49.4M |
| Tier 1 capital | $49.4M |
| Total risk-based capital | — |
| Total equity capital | $43.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 16.13% |
| Tangible equity to tangible assets | 16.13% |
| Equity capital to average assets | 15.41% |
| Internal capital growth rate | 9.10% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $49.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$6.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 15.81% | 10.85% | 10.85% |
| Q4 2023 | 15.94% | 13.52% | 13.52% |
| Q1 2024 | 16.14% | 13.26% | 13.26% |
| Q2 2024 | 16.44% | 13.64% | 13.64% |
| Q3 2024 | 16.66% | 14.16% | 14.16% |
| Q4 2024 | 16.76% | 13.82% | 13.82% |
| Q1 2025 | 16.68% | 13.51% | 13.51% |
| Q2 2025 | 16.58% | 13.34% | 13.34% |
| Q3 2025 | 16.62% | 14.25% | 14.25% |
| Q4 2025 | 17.07% | 14.94% | 14.94% |
| Q1 2026 | 17.20% | 15.02% | 15.02% |
| Q2 2026 | 17.62% | 16.13% | 16.13% |
The Harrison Building and Loan Association regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Harrison Building and Loan Association, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Harrison Building and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28080) · FFIEC NIC profile (RSSD 653778)