The Harrison Building and Loan Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Harrison Building and Loan Association of Harrison, OH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.33% | 1.34% | -0.01% | 55th above |
| ROAE | 8.87% | 13.32% | -4.45% | 30th below |
| Net Interest Margin | 3.82% | 3.93% | -0.11% | 43rd below |
| Efficiency Ratio | 49.73% | 61.14% | -11.41% | 81st top |
| PPNR / Avg Assets | 1.74% | 1.68% | +0.06% | 59th above |
| Yield on Earning Assets | 5.48% | 5.67% | -0.19% | 44th below |
| Cost of Funds | 1.93% | 1.88% | +0.05% | 41st below |
| Net Interest Spread | 3.48% | 3.32% | +0.16% | 58th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.43% | 0.94% | -0.51% | 49th below |
| NPA / Total Assets | 0.26% | 0.70% | -0.44% | 54th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.93% | 1.28% | -0.35% | 19th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 218.08% | 1539.05% | -1320.97% | 50th above |
| Texas Ratio | 1.88% | 7.33% | -5.45% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 17.62% | 12.14% | +5.48% | 94th top |
| Equity / Assets | 16.13% | 11.37% | +4.76% | 91st top |
| TCE / Tangible Assets | 16.13% | 11.09% | +5.04% | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.97% | 80.64% | +0.33% | 49th below |
| Core Deposit Ratio | 89.55% | 86.86% | +2.69% | 52nd above |
| Wholesale Funding Ratio | 7.46% | 5.03% | +2.43% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.76% | 6.85% | -8.61% | 11th bottom |
| Loan Growth (Y/Y) | 20.04% | 7.90% | +12.14% | 92nd top |
| Deposit Growth (Y/Y) | -6.60% | 6.29% | -12.89% | 4th bottom |
See The Harrison Building and Loan Association's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Harrison Building and Loan Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Harrison Building and Loan Association profile, how to read a UBPR, or how this data updates.