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Bank call report · Munfordville, KY

Hart County Bank and Trust Company Call Report

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Hart County Bank and Trust Company filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 219 reported line items, schedule by schedule (832 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

Hart County Bank and Trust Company call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID456344
FDIC certificate number10145
Total assets$24.1M

Official Q2 2026 call report PDF (FFIEC) →

Hart County Bank and Trust Company call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (23 items)

About Schedule RC · Hart County Bank and Trust Company balance sheet trends

Hart County Bank and Trust Company Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $24.1M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $24.1M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $19.2M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $18.2M
Total Liabilities and Minority Interest RCON2948 $16.2M
Total Deposits RCON2200 $16.1M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $9.3M
Total Equity Capital RCON3210 $8.0M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $8.0M
Deposits: Noninterest-bearing RCON6631 $6.8M
Undivided Profits and Capital Reserves RCON3632 $4.6M
Surplus RCON3839 $3.1M
Interest-bearing Balances RCON0071 $2.4M
Noninterest-bearing Balances and Currency and Coin RCON0081 $1.3M
Allowance for Loan and Lease Losses RCON3123 $1.0M
Held-to-maturity Securities, Total RCON1754 $957K
Held to maturity securities (ASU 2016-13 adoption) RCONJJ34 $940K
Federal Funds Sold RCONB987 $866K
Other Assets RCON2160 $350K
Common Stock RCON3230 $200K
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $85K
Other Liabilities, Total RCON2930 $72K
Equity securities with readily determinable fair values not held for trading RCONJA22 $25K
Schedule RI: Income Statement (30 items)

About Schedule RI · Hart County Bank and Trust Company income statement trends

Hart County Bank and Trust Company Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $593K
Net Interest Income RIAD4074 $554K
Interest and Fee Income on Loans, Total RIAD4010 $529K
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $299K
Income (Loss) Before Discontinued Operations RIAD4300 $299K
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $299K
Net Income (Loss) RIAD4340 $299K
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $299K
Total Noninterest Expense RIAD4093 $272K
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $245K
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $214K
Salaries and Employee Benefits RIAD4135 $174K
Other Noninterest Expense RIAD4092 $86K
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $68K
Total Interest Expense RIAD4073 $39K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $35K
Interest Income on Balances Due from Depository Institutions RIAD4115 $31K
Total Noninterest Income RIAD4079 $17K
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $16K
Interest on Other Securities RIAD4060 $16K
Expenses of Premises and Fixed Assets RIAD4217 $12K
Other Noninterest Income RIADB497 $7K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $6K
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $5K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $2K
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $2K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $1K
Other Interest Income RIAD4518 $1K
Savings Deposits (Including Mmdas) RIAD0093 $1K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 6
Schedule RC-B: Securities (10 items)

About Schedule RC-B · Hart County Bank and Trust Company securities trends

Hart County Bank and Trust Company Schedule RC-B, Q2 2026
Line item Code Q2 2026
Total Fair Value of Held-to-maturity Securities RCON1771 $949K
Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. RCON8496 $910K
Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. RCON8497 $899K
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $483K
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $229K
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $116K
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $100K
Fair Value of Other Held-to-maturity Domestic Debt Securities RCON1738 $50K
Amortized Cost of Other Held-to-maturity Domestic Debt Securities RCON1737 $47K
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $29K
Schedule RC-C, Part I: Loans and Leases (15 items)

About Schedule RC-C, Part I · Hart County Bank and Trust Company loans and leases trends

Hart County Bank and Trust Company Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $19.2M
Commercial and Industrial Loans RCON1766 $10.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $6.7M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $6.5M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $6.3M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $4.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $3.4M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $2.5M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $2.5M
Real Estate Loans Secured by Farmland RCON1420 $138K
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $137K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $137K
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $68K
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $35K
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $5K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)

About Schedule RC-C, Part II

Hart County Bank and Trust Company Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $9.3M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $8.3M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $584K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $339K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $139K
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $136K
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $115K
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $23K
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $5K
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 17
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 12
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 4
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 3
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 3
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 2
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 2
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 2
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 1
Schedule RC-E: Deposit Liabilities (20 items)

About Schedule RC-E · Hart County Bank and Trust Company deposit liabilities trends

Hart County Bank and Trust Company Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Transaction Accounts RCON2215 $9.9M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $9.9M
Total Demand Deposits (See Note Below) RCON2210 $6.8M
Total Nontransaction Accounts (Including Mmda's) RCON2385 $6.2M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $6.2M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $2.8M
Total Time Deposits of Less Than $100,000 RCON6648 $1.5M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $1.4M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $1.4M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $1.3M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $992K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $971K
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $726K
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $700K
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $700K
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $700K
Money Market Deposit Accounts (Mmda's) RCON6810 $398K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $303K
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $62K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $6K
Schedule RC-F: Other Assets (4 items)

About Schedule RC-F

Hart County Bank and Trust Company Schedule RC-F, Q2 2026
Line item Code Q2 2026
Net Deferred Tax Assets RCON2148 $243K
Accrued Interest Receivable RCONB556 $82K
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $19K
Other Assets RCON2168 $6K
Schedule RC-G: Other Liabilities (2 items)

About Schedule RC-G

Hart County Bank and Trust Company Schedule RC-G, Q2 2026
Line item Code Q2 2026
Other Expenses Accrued and Unpaid RCON3646 $56K
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $16K
Schedule RC-K: Quarterly Averages (13 items)

About Schedule RC-K · Hart County Bank and Trust Company quarterly averages trends

Hart County Bank and Trust Company Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $23.2M
Quarterly Average of Total Loans RCON3360 $19.2M
Quarterly Average of Commercial and Industrial Loans RCON3387 $10.0M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $9.0M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $3.2M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $3.0M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $2.3M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $2.2M
All Other Securities RCONB560 $988K
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCON3365 $796K
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $700K
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $148K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $100K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)

About Schedule RC-L · Hart County Bank and Trust Company derivatives and off-balance-sheet items trends

Hart County Bank and Trust Company Schedule RC-L, Q2 2026
Line item Code Q2 2026
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $511K
Other Unused Commitments: All Other Unused Commitments RCONJ459 $208K
Commercial and Similar Letters of Credit RCON3411 $45K
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)

About Schedule RC-O · Hart County Bank and Trust Company other data for deposit insurance assessments trends

Hart County Bank and Trust Company Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $23.2M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $16.1M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $10.7M
Average Tangible Equity for the Calendar Quarter RCONK654 $7.5M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $2.5M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $2.3M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $700K
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 428
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 106
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 5
Averaging Method Used RCONK653 1
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 1
Schedule RC-R: Regulatory Capital (2 items)

About Schedule RC-R · Hart County Bank and Trust Company regulatory capital trends

Hart County Bank and Trust Company Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $21.1M
Excess Allowance for Loan and Lease Losses RCONA222 $768K
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)

About Schedule RC-R, Part I · Hart County Bank and Trust Company regulatory capital components and ratios trends

Hart County Bank and Trust Company Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average Total Assets (Net of Deductions) RCOAA224 $23.2M
Average total consolidated assets RCOAKW03 $23.2M
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $20.3M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $8.2M
Common Equity Tier 1 Capital RCOAP859 $8.0M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $8.0M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $8.0M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $8.0M
Retained Earnings RCOAKW00 $4.6M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $3.3M
General Loan and Lease Valuation Allowances RCOA5310 $263K
Tier 2 (Supplementary) Capital RCOA5311 $263K
Tier 2 Capital Before Deductions RCOAP870 $263K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.4054
Common Equity Tier 1 Capital Ratio RCOAP793 0.3924
Tier 1 Risk-based Capital Ratio RCOA7206 0.3924
Tier 1 Leverage Capital Ratio RCOA7204 0.3431
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.3254
Schedule RC-R, Part II: Risk-Weighted Assets (36 items)

About Schedule RC-R, Part II · Hart County Bank and Trust Company risk-weighted assets trends

Hart County Bank and Trust Company Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $21.1M
Total Risk-weighted Assets RCONG641 $20.3M
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $19.5M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $19.5M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $19.5M
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $19.0M
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $19.0M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $4.6M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $4.6M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $3.7M
Total Cash and Balances Due from Depository Institutions RCOND957 $3.7M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $1.0M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $1.0M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$1.0M
Total Held-to-maturity Securities RCOND961 $940K
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $917K
Held-to-maturity Securities - 50 Pct Risk Weight Category RCOND964 $910K
Federal Funds Sold in Domestic Offices RCOND971 $866K
Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category RCOND973 $866K
Unconditionally Cancellable Commitments RCONS540 $719K
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $524K
Total All Other Assets RCOND981 $435K
All Other Assets - 100 Pct Risk Weight Category RCOND985 $416K
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $137K
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $137K
Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category RCONS575 $76K
Held-to-maturity Securities - 100 Pct Risk Weight Category RCOND965 $47K
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount RCONG606 $45K
Available-for-sale Securities - 100 Pct Risk Weight Category RCOND970 $25K
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $25K
All Other Assets - 400 Pct Risk Weight Category RCONS470 $19K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category RCONS564 $19K
Total Balance Sheet Assets - 400 Pct Risk Weight Category RCONS506 $19K
Held-to-maturity Securities - Adjustment to Totals Reported in Column a RCONS399 -$17K
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category RCONG611 $9K
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount RCONG607 $9K
Schedule RC-T: Fiduciary and Related Services (1 item)

About Schedule RC-T

Hart County Bank and Trust Company Schedule RC-T, Q2 2026
Line item Code Q2 2026
Income from Fiduciary Activities RIAD4070 $4K
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

Hart County Bank and Trust Company Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $8.0M
Balance End of Previous Calendar Year as Restated RIADB508 $7.6M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $7.4M
Restatements Due to Corrections of Material Accounting Errors and Changes in Accounting Principles RIADB507 $130K
Other Transactions with Stockholders (Including Parent Holding Company) RIAD4415 $106K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)

About Schedule RI-B, Part II · Hart County Bank and Trust Company changes in allowances for credit losses trends

Hart County Bank and Trust Company Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $1.0M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $1.0M
Balance end of current period, Held-to-maturity debt securities RIADJH93 $17K
Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) RIADJH88 $17K
Schedule RI-E: Explanations (2 items)

About Schedule RI-E

Hart County Bank and Trust Company Schedule RI-E, Q2 2026
Line item Code Q2 2026
First Itemized Statement Due to Corrections of Material Accounting Errors and Changes in Accounting Principles from Prior Years RIADB526 $130K
First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) RIAD4498 $106K

Hart County Bank and Trust Company call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the Hart County Bank and Trust Company call report?

The Hart County Bank and Trust Company call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does Hart County Bank and Trust Company file?

Hart County Bank and Trust Company files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the Hart County Bank and Trust Company call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: Hart County Bank and Trust Company has Federal Reserve RSSD ID 456344 and FDIC certificate number 10145. Either one finds its filings on the FFIEC Central Data Repository.

How often does Hart County Bank and Trust Company file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

Hart County Bank and Trust Company financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.