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The Haverford Trust Company: Efficiency Ratio

80.49% Ranks #3,291 of 3,644 U.S. banks · 10th percentile

Data as of · sourced from FFIEC call reports. How we update

The Haverford Trust Company reported a efficiency ratio of 80.49% as of Q2 2026, ranking #3,291 of 3,644 U.S. banks (10th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 80.49%
Q1 2026 80.19%
Q4 2025 77.08%
Q3 2025 82.02%
Q2 2025 83.36%
Q1 2025 81.41%
Q4 2024 80.02%
Q3 2024 81.65%
Q2 2024 78.58%
Q1 2024 82.79%
Q4 2023 83.07%
Q3 2023 81.42%

National Context

Latest value 80.49%
National rank#3,291 of 3,644
Percentile 10th
12-quarter low77.08%
12-quarter high83.36%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is The Haverford Trust Company's Efficiency Ratio?

The Haverford Trust Company's Efficiency Ratio was 80.49% as of Q2 2026, ranking #3291 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The Haverford Trust Company profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 26189) · FFIEC NIC profile (RSSD 17110)