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Bank call report · Saint Paul, MN

Highland Bank Call Report

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Highland Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 351 reported line items, schedule by schedule (717 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

Highland Bank call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID764058
FDIC certificate number16111
Total assets$775.9M

Official Q2 2026 call report PDF (FFIEC) →

Highland Bank call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (24 items)

About Schedule RC · Highland Bank balance sheet trends

Highland Bank Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $775.9M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $775.9M
Total Liabilities and Minority Interest RCON2948 $718.8M
Total Deposits RCON2200 $684.4M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $563.2M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $548.9M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $512.9M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $188.2M
Deposits: Noninterest-bearing RCON6631 $171.5M
Surplus RCON3839 $65.5M
Total Equity Capital RCON3210 $57.1M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $57.1M
Other Borrowed Money RCON3190 $24.0M
Allowance for Loan and Lease Losses RCON3123 $14.3M
Other Assets RCON2160 $13.5M
Accumulated Other Comprehensive Income RCONB530 -$11.3M
Other Liabilities, Total RCON2930 $10.4M
Noninterest-bearing Balances and Currency and Coin RCON0081 $8.4M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $8.1M
Interest-bearing Balances RCON0071 $7.0M
Undivided Profits and Capital Reserves RCON3632 $2.7M
Intangible Assets RCON2143 $1.9M
Common Stock RCON3230 $250K
Goodwill RCON3163 $162K
Schedule RI: Income Statement (39 items)

About Schedule RI · Highland Bank income statement trends

Highland Bank Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $21.4M
Interest and Fee Income on Loans, Total RIAD4010 $17.4M
Net Interest Income RIAD4074 $14.6M
Total Noninterest Expense RIAD4093 $11.7M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $8.5M
Total Interest Expense RIAD4073 $6.8M
Salaries and Employee Benefits RIAD4135 $6.4M
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $4.8M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $4.0M
Provision for Loan and Lease Losses RIAD4230 $3.7M
Provisions for Credit Losses on Financial Assets RIADJJ33 $3.7M
Other Noninterest Expense RIAD4092 $3.7M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $3.1M
Interest on Other Securities RIAD4060 $2.4M
Savings Deposits (Including Mmdas) RIAD0093 $2.2M
Expenses of Premises and Fixed Assets RIAD4217 $1.4M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $1.4M
Total Noninterest Income RIAD4079 $948K
Other Interest Expense RIADGW44 $737K
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $650K
Other Noninterest Income RIADB497 $482K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $426K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $398K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $342K
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $159K
Income (Loss) Before Discontinued Operations RIAD4300 $159K
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $159K
Net Income (Loss) RIAD4340 $159K
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $159K
Amortization Expense and Impairment Losses Intangible Assets RIADC232 $135K
Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. RIAD4313 $122K
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $122K
Interest Income on Balances Due from Depository Institutions RIAD4115 $115K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $106K
Other Interest Income RIAD4518 $84K
Net Servicing Fees RIADB492 $63K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $20K
Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities RIADHT73 $5K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 92
Schedule RC-B: Securities (44 items)

About Schedule RC-B · Highland Bank securities trends

Highland Bank Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost RCONG314 $26.1M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value RCONG315 $24.7M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost RCONG322 $13.0M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value RCONG323 $12.8M
Total Amortized Cost of Available-for-sale Securities RCON1772 $200.0M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $103.0M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $95.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $63.2M
Pledged Securities RCON0416 $40.9M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS RCONA562 $39.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $17.8M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $17.7M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years RCONA554 $16.7M
Amortized Cost of Other Available-for-sale Domestic Debt Securities RCON1739 $12.6M
Fair Value of Other Available-for-sale Domestic Debt Securities RCON1741 $12.2M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS RCONA561 $10.8M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $10.4M
Asset-backed Securities: Available-for-sale Amortized Cost RCONC989 $10.2M
Total (Asset-backed Securities) Fair Value - Available-for-sale RCONC027 $10.2M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost RCONK156 $9.6M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value RCONK157 $9.3M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost RCONHT56 $9.0M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value RCONHT57 $8.1M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCONA560 $7.2M
Amortized Cost of Available-for-sale U.S. Treasury Securities RCON1286 $6.0M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $5.9M
Fair Value of Available-for-sale U.S. Treasury Securities RCON1287 $5.6M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCONHT52 $3.8M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCONHT53 $3.8M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $3.6M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCONK152 $3.2M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCONK153 $3.0M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCONK144 $1.8M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCONK145 $1.8M
Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost RCONHT60 $1.5M
Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value RCONHT61 $1.5M
Amortized Cost of Structured Notes RCON8782 $1.0M
Fair Value of Structured Notes RCON8783 $1.0M
Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost RCONPV00 $509K
Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value RCONPV01 $493K
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA556 $454K
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCONA559 $343K
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONA555 $126K
Unallocated portfolio layer fair value hedge basis adjustments RCONMG95 $71K
Schedule RC-C, Part I: Loans and Leases (32 items)

About Schedule RC-C, Part I · Highland Bank loans and leases trends

Highland Bank Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $563.2M
Pledged Loans and Leases RCONG378 $198.2M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $171.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $158.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $150.9M
Commercial and Industrial Loans RCON1766 $139.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $105.7M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $103.8M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $93.9M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $68.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $62.7M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $45.2M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $22.9M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $9.6M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $9.1M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $8.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $7.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $7.3M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $6.6M
Loans Secured by 1-4 Family Residential Construction RCONF158 $4.4M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $4.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $3.4M
Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties RCONK162 $3.3M
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONHK25 $3.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $2.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $1.8M
Real Estate Loans Secured by Farmland RCON1420 $447K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $271K
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans RCONB539 $140K
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $106K
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $102K
Other Loans RCONJ464 $86K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)

About Schedule RC-C, Part II

Highland Bank Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $33.0M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $17.2M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $7.6M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $2.8M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $2.6M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $359K
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 127
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 99
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 81
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 77
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 24
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 8
Schedule RC-E: Deposit Liabilities (33 items)

About Schedule RC-E · Highland Bank deposit liabilities trends

Highland Bank Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $600.4M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $587.9M
Money Market Deposit Accounts (Mmda's) RCON6810 $212.5M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $190.8M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $138.2M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $103.7M
Total Time Deposits of Less Than $100,000 RCON6648 $103.0M
Total Demand Deposits (See Note Below) RCON2210 $84.0M
Total Transaction Accounts RCON2215 $84.0M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $75.2M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $60.5M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) RCONHK05 $55.9M
Total Brokered Deposits RCON2365 $55.9M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK06 $39.3M
Total reciprocal deposits RCONJH83 $36.0M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $34.5M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $33.6M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $30.9M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $24.7M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $19.6M
Sweep deposits: Fully insured, non-affiliate sweep deposits RCONMT91 $12.2M
Total sweep deposits that are not brokered deposits RCONMT95 $12.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $11.3M
Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits RCONK223 $7.0M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $6.8M
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $6.3M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $6.2M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $5.6M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $2.4M
Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. RCONB551 $2.0M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $1.8M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $507K
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK15 $266K
Schedule RC-F: Other Assets (5 items)

About Schedule RC-F

Highland Bank Schedule RC-F, Q2 2026
Line item Code Q2 2026
Other Assets RCON2168 $5.8M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $4.1M
Accrued Interest Receivable RCONB556 $3.6M
First Itemized Amount That Exceeds 25% of All Other Assets (2168) RCON3549 $3.1M
Second Itemized Amount That Exceeds 25% of All Other Assets (2168) RCON3550 $1.3M
Schedule RC-G: Other Liabilities (6 items)

About Schedule RC-G

Highland Bank Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $5.3M
Deferred Compensation Liabilities RCONC011 $2.9M
Operating lease liabilities RCONLB56 $2.4M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $2.2M
Other Expenses Accrued and Unpaid RCON3646 $2.1M
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $820K
Schedule RC-K: Quarterly Averages (15 items)

About Schedule RC-K · Highland Bank quarterly averages trends

Highland Bank Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $776.8M
Quarterly Average of Total Loans RCON3360 $556.8M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $418.3M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $296.3M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $155.1M
Quarterly Average of Commercial and Industrial Loans RCON3387 $147.7M
All Other Securities RCONB560 $126.7M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $107.8M
Mortgage-backed Securities RCONB559 $65.3M
Quarterly Average of Other Borrowed Money RCON3355 $34.9M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $30.3M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $27.0M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $9.0M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $4.6M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $362K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)

About Schedule RC-L · Highland Bank derivatives and off-balance-sheet items trends

Highland Bank Schedule RC-L, Q2 2026
Line item Code Q2 2026
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $77.5M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $63.6M
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCON8725 $20.0M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $16.4M
Performance Standby Letters of Credit RCON3821 $5.9M
1-4 Family Residential Construction Loan Commitments RCONF164 $3.7M
Other Unused Commitments: All Other Unused Commitments RCONJ459 $1.6M
Schedule RC-M: Memoranda (7 items)

About Schedule RC-M · Highland Bank memoranda trends

Highland Bank Schedule RC-M, Q2 2026
Line item Code Q2 2026
FHLB Advances (Loans) Due in One Year or Less RCON2651 $15.0M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less RCONF055 $15.0M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONF056 $9.0M
All other intangible assets RCONJF76 $1.8M
Outstanding balance of PPP loans RCONLG27 $12K
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $8K
Number of outstanding PPP Loans RCONLG26 1
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (16 items)

About Schedule RC-N · Highland Bank past due and nonaccrual loans, leases, and other assets trends

Highland Bank Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $13.6M
Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual RCONF183 $9.9M
Commercial and Industrial Loans - Nonaccrual RCON1608 $3.5M
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $3.5M
Additions to Nonaccrual Assets RCONC410 $2.3M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF178 $1.7M
Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing RCON1606 $1.0M
Debt Securities and Other Assets - Nonaccrual RCON3507 $886K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing RCON5398 $626K
Other Construction Loans and All Land Development and Other Land Loans, Past Due 90 or More Days and Still Accruing. RCONF175 $550K
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCON1407 $550K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual RCON5400 $156K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $93K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural RCONC230 $36K
Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual RCONK259 $35K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual RCONHK28 $35K
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)

About Schedule RC-O · Highland Bank other data for deposit insurance assessments trends

Highland Bank Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $775.6M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $686.6M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $363.8M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $317.1M
Average Tangible Equity for the Calendar Quarter RCONK654 $67.2M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $5.4M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $273K
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 15,654
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 360
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 275
Averaging Method Used RCONK653 1
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 1
Schedule RC-R: Regulatory Capital (2 items)

About Schedule RC-R · Highland Bank regulatory capital trends

Highland Bank Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $665.1M
Excess Allowance for Loan and Lease Losses RCONA222 $6.8M
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)

About Schedule RC-R, Part I · Highland Bank regulatory capital components and ratios trends

Highland Bank Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average total consolidated assets RCOAKW03 $776.8M
Average Total Assets (Net of Deductions) RCOAA224 $774.8M
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $658.3M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $74.8M
Common Equity Tier 1 Capital RCOAP859 $66.5M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $66.5M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $66.5M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $65.7M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $57.1M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$11.4M
Accumulated Other Comprehensive Income RCOAB530 -$11.3M
General Loan and Lease Valuation Allowances RCOA5310 $8.3M
Tier 2 (Supplementary) Capital RCOA5311 $8.3M
Tier 2 Capital Before Deductions RCOAP870 $8.3M
Retained Earnings RCOAKW00 $2.7M
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCOAP875 $1.9M
Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls RCOAP842 $1.8M
Goodwill Net of Associated Deferred Tax Liabilities (Dtls) RCOAP841 $162K
Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP846 $71K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.1136
Common Equity Tier 1 Capital Ratio RCOAP793 0.101
Tier 1 Risk-based Capital Ratio RCOA7206 0.101
Tier 1 Leverage Capital Ratio RCOA7204 0.0858
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.0336
Schedule RC-R, Part II: Risk-Weighted Assets (55 items)

About Schedule RC-R, Part II · Highland Bank risk-weighted assets trends

Highland Bank Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $665.1M
Total Risk-weighted Assets RCONG641 $658.3M
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $555.6M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $555.6M
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $530.6M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $521.7M
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $490.7M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $154.8M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $122.7M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $122.7M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $87.3M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $82.0M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $82.0M
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $54.2M
Available-for-sale Securities - 50 Pct Risk Weight Category RCOND969 $48.9M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $41.0M
On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a RCONS481 $33.4M
Total On-balance Sheet Securitization Exposures, Available-for-sale Securities RCONS480 $33.4M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $32.5M
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $32.5M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $29.2M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $27.1M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $27.1M
Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category RCONS460 $26.6M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $26.5M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $26.3M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $24.5M
On-balance Sheet Securitization Exposures, Available-for-sale Securities - Gross-up Risk Weight Exposure, by Calculation Methodology RCONS484 $24.0M
Total All Other Assets RCOND981 $23.5M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years RCONS583 $20.0M
Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category RCONS572 $19.9M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $18.4M
Available-for-sale Securities - 0 Pct Risk Weight Category RCOND967 $17.1M
Total Cash and Balances Due from Depository Institutions RCOND957 $15.3M
Loans and Leases, Net of Unearned Income, All Other Exposures - 150 Pct Risk Weight Category RCONS463 $13.3M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category RCONS561 $13.3M
Total Balance Sheet Assets - 150 Pct Risk Weight Category RCONS503 $13.3M
Available-for-sale Securities - 100 Pct Risk Weight Category RCOND970 $12.7M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$11.2M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 $9.9M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $9.1M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $6.2M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $5.8M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $5.8M
All Other Assets - 20 Pct Risk Weight Category RCOND983 $2.6M
All Other Assets - Adjustments to Totals Reported in Column a RCONS469 $1.9M
Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount RCOND997 $1.8M
Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category RCONG605 $906K
Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount RCOND998 $906K
All Other Assets - 50 Pct Risk Weight Category RCOND984 $555K
Over-the-counter Derivatives - 0 Pct Risk Weight Category RCONS543 $185K
Over-the-counter Derivatives - Credit Equivalent Amount RCONS542 $185K
Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules RCONG642 $85K
All Other Assets - 0 Pct Risk Weight Category RCOND982 $60K
Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category RCONS459 $12K
Schedule RI-A: Changes in Bank Equity Capital (4 items)

About Schedule RI-A

Highland Bank Schedule RI-A, Q2 2026
Line item Code Q2 2026
Balance End of Previous Calendar Year as Restated RIADB508 $57.4M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $57.4M
Total Equity Capital RIAD3210 $57.1M
Other Comprehensive Income RIADB511 -$484K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)

About Schedule RI-B, Part I · Highland Bank charge-offs and recoveries on loans and leases trends

Highland Bank Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $2.2M
Charge-offs on Commercial and Industrial Loans RIAD4638 $2.2M
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $20K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries RIADC896 $12K
Recoveries on Commercial and Industrial Loans RIAD4608 $6K
Charge-offs on All Other Loans RIAD4644 $1K
Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries RIADC898 $1K
Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK206 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (5 items)

About Schedule RI-B, Part II · Highland Bank changes in allowances for credit losses trends

Highland Bank Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $14.3M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $12.8M
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $2.2M
Balance at end of current period, Available-for-sale debt securities RIADJH99 $326K
Balance most recently reported for end of previous calendar year, Available-for-sale debt securities RIADJH94 $326K

Highland Bank call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the Highland Bank call report?

The Highland Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does Highland Bank file?

Highland Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the Highland Bank call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: Highland Bank has Federal Reserve RSSD ID 764058 and FDIC certificate number 16111. Either one finds its filings on the FFIEC Central Data Repository.

How often does Highland Bank file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

Highland Bank financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.