Honor Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 3.61 percentage points in Q2 2026, from 26.09% to 29.70%. It was the largest change from Q1 2026 among the key lines here. Within Michigan, Honor Bank is 39th of 72 on total deposits, $384.1M as of Q2 2026. The median for banks in the $100M-1B asset tier is $276.0M on total deposits. Honor Bank sits 39% higher, at $384.1M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $384.1M |
| Domestic office deposits | $384.1M |
| Foreign office deposits | — |
| Deposits to total assets | 86.74% |
| Deposits to total liabilities | 95.70% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $119.2M |
| Savings deposits | $77.3M |
| Transaction accounts to domestic deposits | 43.99% |
| Time deposits | $16K |
| Time deposits under $100k | $26.1M |
| Time deposits $100k to $250k | $24.8M |
| Time deposits over $250k | $11.5M |
| Noninterest-bearing share of deposits | 29.70% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $372.6M |
| Core deposits to total deposits | 97.02% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.06% |
| Interest expense on deposits | $1.4M |
| Loans and leases to core deposits | 96.46% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $350.7M | 97.16% | 0.00% | 1.45% |
| Q4 2023 | $340.5M | 96.69% | 0.00% | 1.70% |
| Q1 2024 | $345.0M | 96.50% | 0.00% | 1.93% |
| Q2 2024 | $354.1M | 94.17% | 1.15% | 2.01% |
| Q3 2024 | $381.0M | 92.10% | 2.41% | 2.32% |
| Q4 2024 | $374.0M | 94.76% | 2.46% | 2.38% |
| Q1 2025 | $365.8M | 96.06% | 1.96% | 2.14% |
| Q2 2025 | $367.8M | 94.61% | 3.06% | 2.20% |
| Q3 2025 | $389.2M | 95.35% | 2.34% | 2.31% |
| Q4 2025 | $374.4M | 96.59% | 0.53% | 2.20% |
| Q1 2026 | $369.7M | 96.75% | 0.00% | 2.03% |
| Q2 2026 | $384.1M | 97.02% | 0.00% | 2.06% |
Honor Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Honor Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Honor Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8165) · FFIEC NIC profile (RSSD 815147)