Huntingdon Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Huntingdon Savings Bank of Huntingdon, PA against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.20% | 3.33% | -3.13% | 17th bottom |
| ROAE | 0.90% | 8.30% | -7.40% | 16th bottom |
| Net Interest Margin | 2.51% | 3.93% | -1.42% | 7th bottom |
| Efficiency Ratio | 88.07% | 84.46% | +3.61% | 19th bottom |
| PPNR / Avg Assets | 0.29% | 1.56% | -1.27% | 16th bottom |
| Yield on Earning Assets | 4.85% | 5.24% | -0.39% | 34th below |
| Cost of Funds | 2.96% | 1.67% | +1.29% | 9th bottom |
| Net Interest Spread | 1.90% | 3.30% | -1.40% | 7th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.61% | 1.42% | +0.19% | 21st bottom |
| NPA / Total Assets | 1.29% | 0.71% | +0.58% | 16th bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 53rd above |
| ACL / Total Loans | 0.66% | 1.53% | -0.87% | 8th bottom |
| ACL / NPLs (Coverage) | 40.87% | 723.28% | -682.41% | 13th bottom |
| Texas Ratio | 12.43% | 8.55% | +3.88% | 16th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 47.35% | 126.98% | -79.63% | 79th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 47.35% | 126.99% | -79.64% | 79th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 48.45% | 127.88% | -79.43% | 79th top |
| Leverage Ratio | 22.67% | 22.08% | +0.59% | 84th top |
| Equity / Assets | 22.49% | 20.72% | +1.77% | 84th top |
| TCE / Tangible Assets | 22.49% | 20.47% | +2.02% | 84th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.64% | 74.21% | +29.43% | 7th bottom |
| Core Deposit Ratio | 97.83% | 88.29% | +9.54% | 86th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.38% | 3.83% | -4.21% | 30th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.42% | 6.85% | -1.43% | 61st above |
| Deposit Growth (Y/Y) | -1.01% | 2.98% | -3.99% | 29th below |
See Huntingdon Savings Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Huntingdon Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Huntingdon Savings Bank profile, how to read a UBPR, or how this data updates.