Huntingdon Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 99.43 percentage points lower than in Q1 2026, at 40.87%. On return on assets, Huntingdon Savings Bank is 6th from the bottom among 109 Pennsylvania banks, 0.20% (Q2 2026). Huntingdon Savings Bank's return on assets of 0.20% is well below the 0.98% median for banks in the < $100M asset tier, a gap of 0.78 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 47.35% |
| Tier 1 risk-based capital ratio | 47.35% |
| Total risk-based capital ratio | 48.45% |
| Tier 1 leverage ratio | 22.67% |
| Equity capital to assets | 22.49% |
| Tangible equity to tangible assets | 22.49% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.61% |
| Non-performing assets ratio | 1.29% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 12.43% |
| Allowance for credit losses to loans | 0.66% |
| Reserve coverage of non-performing loans | 40.87% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.20% |
| Return on equity | 0.90% |
| Net interest margin | 2.51% |
| Efficiency ratio | 88.07% |
| Yield on earning assets | 4.85% |
| Cost of funds | 2.96% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 103.64% |
| Core deposits to total deposits | 97.83% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 77.13% |
| Securities to assets | — |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 49.11% | 49.11% | 50.29% | 24.14% | 0.22% |
| Q4 2023 | 48.10% | 48.10% | 49.25% | 23.91% | 0.58% |
| Q1 2024 | 47.56% | 47.56% | 48.69% | 23.22% | 0.21% |
| Q2 2024 | 48.16% | 48.16% | 49.30% | 23.39% | 0.07% |
| Q3 2024 | 48.99% | 48.99% | 50.16% | 22.82% | -0.07% |
| Q4 2024 | 47.83% | 47.83% | 48.97% | 22.57% | 0.34% |
| Q1 2025 | 48.52% | 48.52% | 49.67% | 22.44% | 0.18% |
| Q2 2025 | 48.53% | 48.53% | 49.68% | 22.20% | 0.04% |
| Q3 2025 | 48.00% | 48.00% | 49.14% | 22.42% | 0.20% |
| Q4 2025 | 48.92% | 48.92% | 50.07% | 22.75% | 0.43% |
| Q1 2026 | 50.25% | 50.25% | 51.43% | 22.92% | 0.39% |
| Q2 2026 | 47.35% | 47.35% | 48.45% | 22.67% | 0.20% |
Huntingdon Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Huntingdon Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Huntingdon Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30031) · FFIEC NIC profile (RSSD 646471)