Impact Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
On its Q2 2026 filing, Impact Bank reported 7 of the 9 line items on this page. It did not report unused loan commitments and foreign exchange derivatives, notional. Letters of credit was $75K in Q2 2026, unchanged from Q2 2025. That is 0.0% of its total assets. Across the 12 quarters shown it ranged from $75K (Q2 2026) to $151K (Q3 2023).
What the off-balance-sheet exposure page covers and where each line comes from.
In Q2 2026, Derivatives notional to total assets edged up by 0.13 percentage points, from 5.85% to 5.98%, the largest move among the key lines here.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | — |
| Letters of credit | $75K |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Derivatives
| Line item | Q2 2026 |
|---|---|
| Total derivatives, notional | $10.0M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | — |
| Derivatives notional to total assets | 5.98% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q3 2023 | $24K | $151K | — |
| Q4 2023 | $24K | $137K | — |
| Q1 2024 | — | $137K | — |
| Q2 2024 | — | $137K | — |
| Q3 2024 | — | $137K | — |
| Q4 2024 | — | $137K | — |
| Q1 2025 | — | $92K | — |
| Q2 2025 | — | $75K | — |
| Q3 2025 | — | $75K | — |
| Q4 2025 | — | $75K | — |
| Q1 2026 | — | $75K | 5.85% |
| Q2 2026 | — | $75K | 5.98% |
Impact Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full Impact Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17399) · FFIEC NIC profile (RSSD 369453)