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INB, N.A.: Common Equity Tier 1 Capital Ratio

12.19% Ranks #1,656 of 2,139 U.S. banks · 23rd percentile

Data as of · sourced from FFIEC call reports. How we update

INB, N.A. reported a common equity tier 1 capital ratio of 12.19% as of Q2 2026, ranking #1,656 of 2,139 U.S. banks (23rd percentile). The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 12.19%
Q1 2026 12.21%
Q4 2025 12.11%
Q3 2025 11.90%
Q2 2025 11.48%
Q1 2025 11.36%
Q4 2024 11.15%
Q3 2024 10.94%
Q2 2024 10.90%
Q1 2024 11.29%
Q4 2023 11.23%
Q3 2023 10.98%

National Context

Latest value 12.19%
National rank#1,656 of 2,139
Percentile 23rd
12-quarter low10.90%
12-quarter high12.21%
Full rankingView leaderboard

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Most well-managed US community banks report CET1 ratios between 11% and 16%. Ratios above 14% generally indicate comfortable capital cushions; below 10% triggers regulatory attention. The CET1 ratio should be read alongside the Tier 1 leverage ratio (which doesn't weight assets by risk), since a bank can have a high CET1 ratio while still being thinly capitalized on a leverage basis.

Full definition & formula →

Frequently asked questions

What is INB, N.A.'s Common Equity Tier 1 Capital Ratio?

INB, N.A.'s Common Equity Tier 1 Capital Ratio was 12.19% as of Q2 2026, ranking #1656 of 2,139 U.S. banks.

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full INB, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 3664) · FFIEC NIC profile (RSSD 925037)