Integrity Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Total risk-based capital ratio rose 1.46 percentage points in Q2 2026 to 26.34%, the biggest move on this page. Within Kansas, Integrity Bank is 13th of 86 on CET1 ratio, 25.46% as of Q2 2026. Integrity Bank reported 25.46% on CET1 ratio for Q2 2026, 5.50 points above the 19.96% median for banks in the < $100M asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 25.46% |
| Tier 1 risk-based capital ratio | 25.46% |
| Total risk-based capital ratio | 26.34% |
| Tier 1 leverage ratio | 10.33% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $10.4M |
| Tier 1 capital | $10.4M |
| Total risk-based capital | $10.8M |
| Total equity capital | $9.2M |
| Risk-weighted assets | $41.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.22% |
| Tangible equity to tangible assets | 9.22% |
| Equity capital to average assets | 9.11% |
| Internal capital growth rate | 15.99% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $950K |
| Retained earnings | $9.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 22.70% | 22.70% | 23.70% | 11.69% | $36.0M |
| Q4 2023 | 20.59% | 20.59% | 21.50% | 11.82% | $40.2M |
| Q1 2024 | 23.37% | 23.37% | 24.39% | 12.55% | $35.9M |
| Q2 2024 | 20.99% | 20.99% | 21.89% | 11.60% | $40.4M |
| Q3 2024 | 22.47% | 22.47% | 23.44% | 10.73% | $39.0M |
| Q4 2024 | 24.35% | 24.35% | 25.37% | 10.59% | $37.3M |
| Q1 2025 | 23.73% | 23.73% | 24.70% | 10.53% | $39.2M |
| Q2 2025 | 24.58% | 24.58% | 25.56% | 11.07% | $38.6M |
| Q3 2025 | 23.12% | 23.12% | 24.01% | 11.16% | $42.4M |
| Q4 2025 | 23.57% | 23.57% | 24.38% | 11.05% | $42.7M |
| Q1 2026 | 24.04% | 24.04% | 24.88% | 10.07% | $41.9M |
| Q2 2026 | 25.46% | 25.46% | 26.34% | 10.33% | $41.0M |
Integrity Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Integrity Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Integrity Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13450) · FFIEC NIC profile (RSSD 843953)