Integrity Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
On its Q2 2026 filing, Integrity Bank reported 14 of the 15 line items on this page. It did not report cash and noninterest-bearing balances to assets. Cash and balances due from depository institutions was $2.7M in Q2 2026, down 52.8% from $5.6M in Q2 2025. That is 2.7% of its total assets. Across the 12 quarters shown it ranged from $881K (Q3 2023) to $16.2M (Q2 2024).
What the liquidity and borrowings page covers and where each line comes from.
Open the full liquidity and funding analysis: liquid assets and unrealized securities losses, loans against deposits, the uninsured, brokered and borrowed share of funding, the cost of funds and capital headroom, by quarter with asset-tier medians.
Loan-to-deposit ratio climbed 1.76 percentage points in Q2 2026, from 34.95% to 36.71%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Integrity Bank is 9th from the bottom among 182 Kansas banks, 36.71% (Q2 2026). The median for banks in the < $100M asset tier is 67.32% on loan-to-deposit ratio. Integrity Bank sits 30.62 points lower, at 36.71% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $2.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $63.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 36.71% |
| Net loans and leases to deposits | 36.31% |
| Loans and leases to core deposits | 36.71% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 45.45% | 100.00% | $0 | $9.7M |
| Q4 2023 | 54.39% | 100.00% | $0 | $13.9M |
| Q1 2024 | 50.69% | 100.00% | $0 | $6.0M |
| Q2 2024 | 39.66% | 100.00% | $0 | $0 |
| Q3 2024 | 41.66% | 100.00% | $0 | $0 |
| Q4 2024 | 39.98% | 100.00% | $0 | $0 |
| Q1 2025 | 37.35% | 100.00% | $0 | $0 |
| Q2 2025 | 40.58% | 100.00% | $0 | $0 |
| Q3 2025 | 40.88% | 100.00% | $0 | $0 |
| Q4 2025 | 40.97% | 100.00% | $0 | $0 |
| Q1 2026 | 34.95% | 100.00% | $0 | $0 |
| Q2 2026 | 36.71% | 100.00% | $0 | $0 |
Integrity Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Integrity Bank, freeSource: Call Report Schedules RC and RC-M, Q2 2026. How these pages are built. See the full Integrity Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13450) · FFIEC NIC profile (RSSD 843953)