Bank call report · Brownsville, TX
International Bank of Commerce Call Report
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International Bank of Commerce filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 397 reported line items, schedule by schedule (963 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 230759 |
| FDIC certificate number | 25679 |
| Total assets | $4.56B |
Official Q2 2026 call report PDF (FFIEC) →
International Bank of Commerce call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · International Bank of Commerce balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $4.56B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $4.56B |
| Total Liabilities and Minority Interest | RCON2948 | $3.98B |
| Total Deposits | RCON2200 | $3.92B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $2.58B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.83B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.58B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.54B |
| Deposits: Noninterest-bearing | RCON6631 | $1.34B |
| Federal Funds Sold | RCONB987 | $970.6M |
| Total Equity Capital | RCON3210 | $579.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $579.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $534.3M |
| Surplus | RCON3839 | $139.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$95.1M |
| Other Assets | RCON2160 | $91.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $61.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $51.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $39.3M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $27.5M |
| Other Liabilities, Total | RCON2930 | $25.8M |
| Other Real Estate Owned | RCON2150 | $16.4M |
| Other Borrowed Money | RCON3190 | $10.2M |
| Goodwill | RCON3163 | $2.0M |
| Intangible Assets | RCON2143 | $2.0M |
| Common Stock | RCON3230 | $1.0M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $100K |
| Held-to-maturity Securities, Total | RCON1754 | $100K |
| Interest-bearing Balances | RCON0071 | $12K |
Schedule RI: Income Statement (46 items)
About Schedule RI · International Bank of Commerce income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $100.2M |
| Net Interest Income | RIAD4074 | $72.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $50.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $49.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $49.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $38.9M |
| Net Income (Loss) | RIAD4340 | $38.9M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $38.9M |
| Total Noninterest Expense | RIAD4093 | $37.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $34.9M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $31.4M |
| Total Interest Expense | RIAD4073 | $28.2M |
| Total Noninterest Income | RIAD4079 | $25.5M |
| Other Noninterest Expense | RIAD4092 | $18.8M |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $17.6M |
| Salaries and Employee Benefits | RIAD4135 | $13.0M |
| Other Noninterest Income | RIADB497 | $12.9M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $12.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $11.7M |
| Provision for Loan and Lease Losses | RIAD4230 | $10.8M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $10.7M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $10.4M |
| Applicable Income Taxes | RIAD4302 | $10.3M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $8.8M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $7.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $7.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $5.9M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.4M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $2.9M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $761K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $625K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $605K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $502K |
| Fees and Commissions from Annuity Sales | RIADC887 | $490K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $490K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $376K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $229K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $134K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $50K |
| Other Interest Income | RIAD4518 | $47K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $38K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $33K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$9K |
| Interest on Other Securities | RIAD4060 | $2K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 453 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $61.9M |
| Currency and Coin | RCON0080 | $39.2M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $15.8M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $6.8M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks | RCON0070 | $4K |
Schedule RC-B: Securities (19 items)
About Schedule RC-B · International Bank of Commerce securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $9.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $9.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $11.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $10.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.93B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.81B |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $1.95B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $1.81B |
| Pledged Securities | RCON0416 | $101.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $10.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $8.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $1.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $685K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $223K |
| Amortized Cost of Held-to-maturity Other Foreign Debt Securities | RCON1742 | $100K |
| Fair Value of Held-to-maturity Other Foreign Debt Securities | RCON1743 | $100K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $100K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $50K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $50K |
Schedule RC-C, Part I: Loans and Leases (41 items)
About Schedule RC-C, Part I · International Bank of Commerce loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.58B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $805.0M |
| Pledged Loans and Leases | RCONG378 | $524.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $475.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $408.0M |
| Commercial and Industrial Loans | RCON1766 | $403.6M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $377.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $222.9M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $181.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $178.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $157.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $141.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $139.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $110.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $108.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $104.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $104.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $65.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $62.1M |
| Commercial and Industrial Loans to Non-u.s. Addressees | RCON1764 | $26.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $25.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $24.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $19.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $13.0M |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Loans That Provide for the Use of Interest Reserves (Included in Scheduled Rc-c, Part I, Item 1.A., Column B) | RCONG376 | $11.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $9.0M |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCONB837 | $6.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $4.8M |
| Other Loans | RCONJ464 | $4.8M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.2M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $1.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $941K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $454K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $363K |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Interest Capitalized from Interest Reserves on Construction, Land Development, and Other Land Loans That Is Included in Interest and Fee Income on Loans During the Quarter (Included in Schedule Ri, Item 1.A.(1)(A)(2)) | RIADG377 | $205K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $198K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other Consumer Loans That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK204 | $198K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $198K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $194K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $94K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $48K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $50.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $30.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $8.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $8.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $5.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $462K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $425K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $205K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 176 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 116 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 82 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 78 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 63 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 31 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 6 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 3 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 3 |
Schedule RC-E: Deposit Liabilities (31 items)
About Schedule RC-E · International Bank of Commerce deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $3.76B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $3.75B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $2.10B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $1.24B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $861.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $742.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $735.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $506.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $392.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $380.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $373.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $354.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $301.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $269.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $237.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $218.1M |
| Total Transaction Accounts | RCON2215 | $161.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $151.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $134.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $49.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $26.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $19.3M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $13.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $11.4M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $9.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $6.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $5.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $4.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.2M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $8K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $27.6M |
| Other Assets | RCON2168 | $21.8M |
| Accrued Interest Receivable | RCONB556 | $18.6M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $16.9M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $15.5M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $5.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $2.4M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $11.7M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $9.1M |
| All Other Liabilities | RCON2938 | $4.6M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $1.1M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $375K |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · International Bank of Commerce quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $4.65B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $2.50B |
| Mortgage-backed Securities | RCONB559 | $1.91B |
| Quarterly Average of Total Loans | RCON3360 | $1.56B |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $1.01B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.00B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $736.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $515.7M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $409.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $120.8M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $31.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $20.8M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $10.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $10.2M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $2.7M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.1M |
| All Other Securities | RCONB560 | $100K |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $12K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · International Bank of Commerce derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $309.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $138.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $72.0M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $55.8M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $10.0M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $9.6M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $7.1M |
| Performance Standby Letters of Credit | RCON3821 | $1.1M |
| Commercial and Similar Letters of Credit | RCON3411 | $7K |
Schedule RC-M: Memoranda (6 items)
About Schedule RC-M · International Bank of Commerce memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $25.9M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $16.4M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $10.2M |
| Outstanding balance of PPP loans | RCONLG27 | $8K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 4 |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (16 items)
About Schedule RC-N · International Bank of Commerce past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $144.3M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $99.8M |
| Additions to Nonaccrual Assets | RCONC410 | $50.7M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $44.5M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Nonaccrual | RCON6560 | $32.8M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $3.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $3.0M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $410K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $248K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $238K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $118K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $11K |
| All Other Loans - Past Due 90 Days or More and Still Accruing | RCON5460 | $10K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $8K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $8K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $7K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · International Bank of Commerce other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $4.65B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $3.93B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $2.13B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.78B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $1.18B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $669.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $13.9M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 235,708 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 2,405 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 944 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 3 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $1.83B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $1.83B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $1.83B |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $1.83B |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · International Bank of Commerce regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · International Bank of Commerce regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $4.65B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $4.65B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.34B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $701.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $672.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $672.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $672.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $579.2M |
| Retained Earnings | RCOAKW00 | $534.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $140.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$95.1M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$95.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $29.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $29.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $29.4M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $2.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $2.0M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2998 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2873 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2873 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.2198 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1446 |
Schedule RC-R, Part II: Risk-Weighted Assets (69 items)
About Schedule RC-R, Part II · International Bank of Commerce risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $2.65B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $2.62B |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.35B |
| Total Risk-weighted Assets | RCONG641 | $2.34B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $1.83B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.75B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.75B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.62B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.53B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.30B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.22B |
| Federal Funds Sold in Domestic Offices | RCOND971 | $970.6M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $970.6M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $530.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $445.2M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $445.2M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $329.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $312.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $280.2M |
| Total All Other Assets | RCOND981 | $160.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$157.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $156.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $155.1M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $144.5M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $144.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $135.0M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $128.4M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$120.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $106.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $104.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $104.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $75.9M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $61.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $56.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $54.5M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $53.4M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $39.2M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCONS520 | $27.5M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $27.5M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $27.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $24.1M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $22.6M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $16.5M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $15.5M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $15.5M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $9.6M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $9.6M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $8.8M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $7.8M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $3.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $2.1M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $2.0M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $1.9M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $1.8M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $1.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $1.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $1.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $1.0M |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCOND994 | $737K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $526K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $442K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $284K |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCONS539 | $206K |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $100K |
| Total Held-to-maturity Securities | RCOND961 | $100K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 20 Pct Risk Weight Category | RCONG603 | $84K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 150% | RCONS531 | $33K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $11K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $8K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $168.2M |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $579.2M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $551.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $551.7M |
| Other Comprehensive Income | RIADB511 | -$11.4M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · International Bank of Commerce charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $1.2M |
| Charge-offs on All Other Loans | RIAD4644 | $1.2M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $318K |
| Recoveries on All Other Loans | RIAD4628 | $304K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $37K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $16K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $12K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · International Bank of Commerce changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $39.3M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $29.5M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $1.2M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$34K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.58B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $685.1M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $409.6M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $331.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $128.4M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $39.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $21.1M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $16.8M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $14.2M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $6.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $1.4M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $74K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $6.7M |
| Data Processing Expenses | RIADC017 | $5.8M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $2.8M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $2.4M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $1.7M |
International Bank of Commerce call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the International Bank of Commerce call report?
The International Bank of Commerce call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does International Bank of Commerce file?
International Bank of Commerce files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the International Bank of Commerce call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: International Bank of Commerce has Federal Reserve RSSD ID 230759 and FDIC certificate number 25679. Either one finds its filings on the FFIEC Central Data Repository.
How often does International Bank of Commerce file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
International Bank of Commerce financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 25679) · FFIEC NIC profile (RSSD 230759)