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Bank call report · Oklahoma City, OK

International Bank of Commerce Call Report

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International Bank of Commerce filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 355 reported line items, schedule by schedule (989 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

International Bank of Commerce call report filing details
Call report formFFIEC 041
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID5050028
FDIC certificate number59093
Total assets$1.63B

Official Q2 2026 call report PDF (FFIEC) →

International Bank of Commerce call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.

Schedule RC: Balance Sheet (26 items)

About Schedule RC · International Bank of Commerce balance sheet trends

International Bank of Commerce Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $1.63B
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $1.63B
Total Liabilities and Minority Interest RCON2948 $1.38B
Total Deposits RCON2200 $1.17B
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $753.2M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $652.3M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $641.0M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $631.3M
Deposits: Noninterest-bearing RCON6631 $416.6M
Total Equity Capital RCON3210 $253.6M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $253.6M
Surplus RCON3839 $191.4M
Securities Sold Under Agreements to Repurchase RCONB995 $190.0M
Other Assets RCON2160 $138.4M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $121.4M
Undivided Profits and Capital Reserves RCON3632 $100.9M
Accumulated Other Comprehensive Income RCONB530 -$40.7M
Goodwill RCON3163 $39.8M
Intangible Assets RCON2143 $39.8M
Federal Funds Sold RCONB987 $32.1M
Noninterest-bearing Balances and Currency and Coin RCON0081 $26.4M
Other Liabilities, Total RCON2930 $17.7M
Allowance for Loan and Lease Losses RCON3123 $11.3M
Common Stock RCON3230 $2.0M
Other Real Estate Owned RCON2150 $501K
Interest-bearing Balances RCON0071 $13K
Schedule RI: Income Statement (40 items)

About Schedule RI · International Bank of Commerce income statement trends

International Bank of Commerce Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $34.1M
Net Interest Income RIAD4074 $24.8M
Interest and Fee Income on Loans, Total RIAD4010 $23.5M
Total Noninterest Expense RIAD4093 $18.5M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $17.1M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $13.9M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $13.9M
Income (Loss) Before Discontinued Operations RIAD4300 $11.1M
Net Income (Loss) RIAD4340 $11.1M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $11.1M
Total Interest Expense RIAD4073 $9.3M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $9.3M
Total Noninterest Income RIAD4079 $8.6M
Other Noninterest Expense RIAD4092 $7.4M
Salaries and Employee Benefits RIAD4135 $7.1M
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $5.8M
Other Noninterest Income RIADB497 $4.3M
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $4.2M
Savings Deposits (Including Mmdas) RIAD0093 $4.1M
Expenses of Premises and Fixed Assets RIAD4217 $4.0M
Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RIAD4180 $3.0M
Applicable Income Taxes RIAD4302 $2.8M
Service Charges on Deposits in Domestic Office Overdraft Related for Individuals RIADH032 $2.8M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $1.4M
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $1.3M
Provision for Loan and Lease Losses RIAD4230 $1.1M
Provisions for Credit Losses on Financial Assets RIADJJ33 $944K
Service Charges on Deposits in Domestic Office All Other RIADH035 $907K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $611K
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $506K
Service Charges on Deposits in Domestic Office Atm-related for Individuals RIADH034 $320K
Service Charges on Deposits in Domestic Office Maintenance for Individuals RIADH033 $143K
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $77K
Fees and Commissions from Annuity Sales RIADC887 $74K
Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) RIAD8431 $74K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $41K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $33K
Income from Other Insurance and Reinsurance Activities RIADC387 $18K
Other Interest Income RIAD4518 $14K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 235
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)

About Schedule RC-A

International Bank of Commerce Schedule RC-A, Q2 2026
Line item Code Q2 2026
Cash and Balances Due from Depository Institutions RCON0010 $26.4M
Currency and Coin RCON0080 $11.8M
Balances Due from Depository Institutions in the U.S. RCON0082 $10.3M
Cash Items in Process of Collection and Unposted Debits RCON0020 $4.4M
Schedule RC-B: Securities (12 items)

About Schedule RC-B · International Bank of Commerce securities trends

International Bank of Commerce Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost RCONG306 $8.7M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value RCONG307 $8.5M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost RCONG314 $677.4M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value RCONG315 $622.9M
Total Amortized Cost of Available-for-sale Securities RCON1772 $686.1M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS RCONA562 $622.4M
Pledged Securities RCON0416 $294.7M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA557 $5.8M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA558 $2.5M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS RCONA561 $465K
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $126K
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA556 $126K
Schedule RC-C, Part I: Loans and Leases (31 items)

About Schedule RC-C, Part I · International Bank of Commerce loans and leases trends

International Bank of Commerce Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $652.3M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $514.4M
Pledged Loans and Leases RCONG378 $207.9M
Commercial and Industrial Loans RCON1766 $171.5M
Commercial and Industrial Loans to U.S. Addressees RCON1763 $171.5M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $163.1M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $162.3M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $122.8M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $113.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $48.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $36.3M
Loans Secured by 1-4 Family Residential Construction RCONF158 $32.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $31.0M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $29.2M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $16.0M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $14.8M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $14.7M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $2.1M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $1.8M
Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) RCON2746 $1.7M
Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) RCONJ451 $1.2M
Other Loans RCONJ464 $1.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $1.1M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $857K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $155K
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $151K
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $70K
Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans RCONK165 $53K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other Consumer Loans That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONK204 $53K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONHK25 $53K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $38K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)

About Schedule RC-C, Part II

International Bank of Commerce Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $6.3M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $4.8M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $807K
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $480K
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $257K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $161K
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 15
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 15
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 13
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 7
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 7
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 2
Schedule RC-E: Deposit Liabilities (30 items)

About Schedule RC-E · International Bank of Commerce deposit liabilities trends

International Bank of Commerce Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $1.12B
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $1.06B
Money Market Deposit Accounts (Mmda's) RCON6810 $812.4M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP756 $506.8M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations RCONP757 $293.1M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $163.0M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP758 $157.9M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $88.6M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $60.0M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $58.4M
Total Time Deposits of Less Than $100,000 RCON6648 $56.6M
Total Transaction Accounts RCON2215 $53.9M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $49.9M
Total Demand Deposits (See Note Below) RCON2210 $47.0M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $44.9M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $39.0M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $37.2M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $28.7M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $20.3M
Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP753 $17.9M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $17.0M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $14.5M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $11.3M
Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP754 $6.5M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations RCONP759 $5.1M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $4.0M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $3.7M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $1.7M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $1.5M
Total Transaction Accounts - Deposits of U.S. Government RCON2202 $5K
Schedule RC-F: Other Assets (7 items)

About Schedule RC-F

International Bank of Commerce Schedule RC-F, Q2 2026
Line item Code Q2 2026
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $88.5M
Other Assets RCON2168 $29.8M
First Itemized Amount That Exceeds 25% of All Other Assets (2168) RCON3549 $24.6M
Life Insurance Assets: Hybrid Account Life Insurance Assets RCONK270 $11.4M
Accrued Interest Receivable RCONB556 $4.5M
Net Deferred Tax Assets RCON2148 $3.5M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $667K
Schedule RC-G: Other Liabilities (5 items)

About Schedule RC-G

International Bank of Commerce Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $11.6M
First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) RCON3552 $5.9M
Other Expenses Accrued and Unpaid RCON3646 $4.9M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $1.0M
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $211K
Schedule RC-K: Quarterly Averages (14 items)

About Schedule RC-K · International Bank of Commerce quarterly averages trends

International Bank of Commerce Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $1.68B
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $985.2M
Mortgage-backed Securities RCONB559 $647.7M
Quarterly Average of Total Loans RCON3360 $633.9M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $463.3M
Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RCON3353 $189.7M
Quarterly Average of Commercial and Industrial Loans RCON3387 $147.6M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $102.0M
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCON3365 $92.6M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $39.5M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $15.9M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $6.8M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $1.1M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $13K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (16 items)

About Schedule RC-L · International Bank of Commerce derivatives and off-balance-sheet items trends

International Bank of Commerce Schedule RC-L, Q2 2026
Line item Code Q2 2026
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $150.3M
Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps RCON3450 $59.5M
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCON8725 $59.5M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $59.1M
1-4 Family Residential Construction Loan Commitments RCONF164 $40.8M
Other Unused Commitments: All Other Unused Commitments RCONJ459 $22.9M
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $10.9M
Total Gross Notional Amount of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCON8728 $8.0M
Commodity and Other Swaps RCON8720 $5.2M
Written OTC Commodity and Other OTC Option Contracts RCON8712 $2.8M
Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCON8741 $1.7M
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $816K
Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate RCON6550 $416K
Gross Positive Fair Value of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCON8744 $318K
Performance Standby Letters of Credit RCON3821 $318K
Gross Negative Fair Value of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCON8748 $192K
Schedule RC-M: Memoranda (3 items)

About Schedule RC-M · International Bank of Commerce memoranda trends

International Bank of Commerce Schedule RC-M, Q2 2026
Line item Code Q2 2026
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $39.8M
All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices RCON5512 $501K
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCON6165 2
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (13 items)

About Schedule RC-N · International Bank of Commerce past due and nonaccrual loans, leases, and other assets trends

International Bank of Commerce Schedule RC-N, Q2 2026
Line item Code Q2 2026
Additions to Nonaccrual Assets RCONC410 $20.6M
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $7.8M
Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF179 $7.6M
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $4.2M
Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual RCONF177 $3.7M
Commercial and Industrial Loans - Nonaccrual RCON1608 $424K
1-4 Family Residential Construction Loans, Nonaccrual RCONF176 $158K
All Other Loans - Past Due 30 Through 89 Days and Still Accruing RCON5459 $101K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing RCONC237 $89K
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCON1407 $89K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $66K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCONK213 $22K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing RCONK216 $1K
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)

About Schedule RC-O · International Bank of Commerce other data for deposit insurance assessments trends

International Bank of Commerce Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $1.68B
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $1.17B
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $736.5M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $419.8M
Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid RCON5597 $283.4M
Average Tangible Equity for the Calendar Quarter RCONK654 $252.4M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $14.0M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $417K
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 74,662
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 1,049
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 556
Averaging Method Used RCONK653 1
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 1
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)

About Schedule RC-Q

International Bank of Commerce Schedule RC-Q, Q2 2026
Line item Code Q2 2026
Available-for-sale Securities - Level 2 Fair Value Measurements RCONG476 $631.3M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes RCONJA36 $631.3M
Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements RCONG505 $631.3M
Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc RCONG502 $631.3M
Schedule RC-R: Regulatory Capital (1 item)

About Schedule RC-R · International Bank of Commerce regulatory capital trends

International Bank of Commerce Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $1.16B
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)

About Schedule RC-R, Part I · International Bank of Commerce regulatory capital components and ratios trends

International Bank of Commerce Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average total consolidated assets RCOAKW03 $1.68B
Average Total Assets (Net of Deductions) RCOAA224 $1.64B
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $1.16B
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $266.0M
Common Equity Tier 1 Capital RCOAP859 $254.5M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $254.5M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $254.5M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $253.6M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $193.4M
Retained Earnings RCOAKW00 $100.9M
Accumulated Other Comprehensive Income RCOAB530 -$40.7M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$40.7M
Goodwill Net of Associated Deferred Tax Liabilities (Dtls) RCOAP841 $39.8M
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCOAP875 $39.8M
General Loan and Lease Valuation Allowances RCOA5310 $11.5M
Tier 2 (Supplementary) Capital RCOA5311 $11.5M
Tier 2 Capital Before Deductions RCOAP870 $11.5M
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.2291
Common Equity Tier 1 Capital Ratio RCOAP793 0.2192
Tier 1 Risk-based Capital Ratio RCOA7206 0.2192
Tier 1 Leverage Capital Ratio RCOA7204 0.1553
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.1491
Schedule RC-R, Part II: Risk-Weighted Assets (67 items)

About Schedule RC-R, Part II · International Bank of Commerce risk-weighted assets trends

International Bank of Commerce Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $1.16B
Total Risk-weighted Assets RCONG641 $1.16B
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $969.8M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $969.8M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $881.5M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $851.9M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $660.8M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $631.3M
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $630.2M
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $628.8M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $611.6M
Total All Other Assets RCOND981 $300.1M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $246.5M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $198.3M
Repo-style Transactions - 20 Pct Risk Weight Category RCONS520 $190.0M
Repo-style Transactions - Credit Equivalent Amount RCONS516 $190.0M
Repo-style Transactions - Face, Notional, or Other Amount RCONS515 $190.0M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $170.4M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $87.6M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $87.6M
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $76.0M
Available-for-sale Securities - 0 Pct Risk Weight Category RCOND967 $74.4M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years RCONS583 $56.3M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$54.7M
All Other Assets - Adjustments to Totals Reported in Column a RCONS469 $39.8M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $39.7M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $39.6M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $38.0M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $37.9M
Federal Funds Sold in Domestic Offices RCOND971 $32.1M
Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category RCOND973 $32.1M
Total Cash and Balances Due from Depository Institutions RCOND957 $26.4M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$26.3M
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $17.9M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $16.1M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $15.9M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $15.9M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $14.7M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount RCONH297 $12.8M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $11.8M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount RCONH296 $11.4M
Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount RCONH300 $11.4M
Financial Standby Letters of Credit - Credit Equivalent Amount RCOND992 $10.9M
Financial Standby Letters of Credit - Face, Notional, or Other Amount RCOND991 $10.9M
Financial Standby Letters of Credit - 100 Pct Risk Weight Category RCOND996 $9.8M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $8.0M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Other - One Year or Less RCONS600 $5.2M
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category RCONS454 $4.2M
Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual RCONS449 $4.2M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years RCONS584 $3.2M
All Other Assets - 20 Pct Risk Weight Category RCOND983 $2.4M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS443 $2.0M
Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category RCONS459 $1.4M
Financial Standby Letters of Credit - 20 Pct Risk Weight Category RCOND994 $1.1M
Over-the-counter Derivatives - 100 Pct Risk Weight Category RCONS547 $846K
Over-the-counter Derivatives - Credit Equivalent Amount RCONS542 $846K
Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount RCOND997 $318K
Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount RCOND998 $159K
Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category RCONG605 $112K
Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category RCONG628 $98K
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% RCONS529 $77K
Performance Standby Letters of Credit and Transaction-related Contingent Items - 20 Pct Risk Weight Category RCONG603 $47K
Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category RCONS575 $40K
All Other Assets - 400 Pct Risk Weight Category RCONS470 $10K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category RCONS564 $10K
Total Balance Sheet Assets - 400 Pct Risk Weight Category RCONS506 $10K
All Other Assets - 0 Pct Risk Weight Category RCOND982 $6K
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)

About Schedule RC-S

International Bank of Commerce Schedule RC-S, Q2 2026
Line item Code Q2 2026
Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others RCONA591 $209.0M
Schedule RI-A: Changes in Bank Equity Capital (4 items)

About Schedule RI-A

International Bank of Commerce Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $253.6M
Balance End of Previous Calendar Year as Restated RIADB508 $245.7M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $245.7M
Other Comprehensive Income RIADB511 -$3.1M
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)

About Schedule RI-B, Part I · International Bank of Commerce charge-offs and recoveries on loans and leases trends

International Bank of Commerce Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $947K
Charge-offs on Commercial and Industrial Loans RIAD4638 $606K
Charge-offs on All Other Loans RIAD4644 $336K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $105K
Recoveries on All Other Loans RIAD4628 $92K
Recoveries on Commercial and Industrial Loans RIAD4608 $11K
Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK205 $5K
Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK206 $1K
Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens RIADC218 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)

About Schedule RI-B, Part II · International Bank of Commerce changes in allowances for credit losses trends

International Bank of Commerce Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $11.3M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $11.1M
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $947K
Provisions for credit losses on off-balance-sheet exposures RIADMG93 -$139K
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)

About Schedule RI-C

International Bank of Commerce Schedule RI-C, Q2 2026
Line item Code Q2 2026
Loans and Leases, Held for Investment, Total, Amortized Cost RCONJJ11 $652.3M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost RCONJJ05 $315.0M
Loans and Leases, Held for Investment, Commerical loans, Amortized Cost RCONJJ07 $172.7M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost RCONJJ04 $145.7M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost RCONJJ06 $17.9M
Loans and Leases, Held for Investment, Total, Allowance Balance RCONJJ19 $11.3M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance RCONJJ13 $4.0M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance RCONJJ12 $3.8M
Loans and Leases, Held for Investment, Commerical loans, Allowance Balance RCONJJ15 $3.3M
Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost RCONJJ09 $1.0M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance RCONJJ14 $181K
Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance RCONJJ17 $17K
Schedule RI-E: Explanations (4 items)

About Schedule RI-E

International Bank of Commerce Schedule RI-E, Q2 2026
Line item Code Q2 2026
Data Processing Expenses RIADC017 $2.3M
Bank Card and Credit Card Interchange Fees RIADF555 $1.7M
Earnings On/increase in Value of Cash Surrender Value of Life Insurance RIADC014 $1.5M
First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) RIAD4464 $1.1M

International Bank of Commerce call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the International Bank of Commerce call report?

The International Bank of Commerce call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does International Bank of Commerce file?

International Bank of Commerce files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the International Bank of Commerce call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: International Bank of Commerce has Federal Reserve RSSD ID 5050028 and FDIC certificate number 59093. Either one finds its filings on the FFIEC Central Data Repository.

How often does International Bank of Commerce file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

International Bank of Commerce financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.