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Israel Discount Bank of New York: Efficiency Ratio

66.11% Ranks #2,463 of 3,641 U.S. banks · 32nd percentile

Data as of · sourced from FFIEC call reports. How we update

Israel Discount Bank of New York reported a efficiency ratio of 66.11% as of Q2 2026, ranking #2,463 of 3,641 U.S. banks (32nd percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 66.11%
Q1 2026 67.10%
Q4 2025 75.30%
Q3 2025 67.74%
Q2 2025 70.83%
Q1 2025 69.14%
Q4 2024 69.32%
Q3 2024 69.83%
Q2 2024 70.98%
Q1 2024 69.27%
Q4 2023 76.14%
Q3 2023 72.49%

National Context

Latest value 66.11%
National rank#2,463 of 3,641
Percentile 32nd
12-quarter low66.11%
12-quarter high76.14%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Israel Discount Bank of New York's Efficiency Ratio?

Israel Discount Bank of New York's Efficiency Ratio was 66.11% as of Q2 2026, ranking #2463 of 3,641 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Israel Discount Bank of New York profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 19977) · FFIEC NIC profile (RSSD 320119)