Israel Discount Bank of New York: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Israel Discount Bank of New York of New York, NY against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.76% | 1.35% | -0.59% | 11th bottom |
| ROAE | 7.39% | 12.30% | -4.91% | 17th bottom |
| Net Interest Margin | 2.94% | 3.68% | -0.74% | 17th bottom |
| Efficiency Ratio | 66.11% | 53.77% | +12.34% | 15th bottom |
| PPNR / Avg Assets | 1.11% | 1.96% | -0.85% | 12th bottom |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.55% | 5.57% | -0.02% | 63rd above |
| Cost of Funds | 2.93% | 1.99% | +0.94% | 13th bottom |
| Net Interest Spread | 2.28% | 2.98% | -0.70% | 19th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.31% | 1.04% | +2.27% | 2nd bottom |
| NPA / Total Assets | 2.29% | 0.75% | +1.54% | 2nd bottom |
| NCO / Avg Loans | 0.07% | 0.36% | -0.29% | 70th above |
| ACL / Total Loans | 0.94% | 1.37% | -0.43% | 21st bottom |
| ACL / NPLs (Coverage) | 28.29% | 210.61% | -182.32% | 4th bottom |
| Texas Ratio | 21.12% | 10.20% | +10.92% | 4th bottom |
| Provision / NCO | 82.03% | 107.51% | -25.48% | 27th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.38% | 14.75% | -0.37% | 70th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.38% | 14.86% | -0.48% | 69th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.27% | 16.08% | -0.81% | 68th above |
| Leverage Ratio | 11.01% | 10.26% | +0.75% | 72nd above |
| Equity / Assets | 10.22% | 11.55% | -1.33% | 32nd below |
| TCE / Tangible Assets | 10.22% | 9.48% | +0.74% | 69th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.91% | 83.90% | -2.99% | 71st above |
| Core Deposit Ratio | 70.86% | 86.82% | -15.96% | 8th bottom |
| Uninsured Deposit Ratio | 50.34% | 38.90% | +11.44% | 18th bottom |
| Wholesale Funding Ratio | 1.23% | 5.67% | -4.44% | 84th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.55% | 10.10% | -4.55% | 48th below |
| Loan Growth (Y/Y) | 3.86% | 10.14% | -6.28% | 36th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.22% | 9.96% | -4.74% | 50th above |
See Israel Discount Bank of New York's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Israel Discount Bank of New York, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Israel Discount Bank of New York profile, how to read a UBPR, or how this data updates.