Israel Discount Bank of New York: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to average assets rose 0.28 percentage points from Q1 2026 to Q2 2026, ending at 10.41% against 10.13%. It was the largest change among the key lines on this page. Within New York, Israel Discount Bank of New York is 53rd of 82 on CET1 ratio, 14.38% as of Q2 2026, below the middle of the field. The median for banks in the $10B-100B asset tier is 12.96% on CET1 ratio. Israel Discount Bank of New York sits 1.43 points higher, at 14.38% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.38% |
| Tier 1 risk-based capital ratio | 14.38% |
| Total risk-based capital ratio | 15.27% |
| Tier 1 leverage ratio | 11.01% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $1.56B |
| Tier 1 capital | $1.56B |
| Total risk-based capital | $1.65B |
| Total equity capital | $1.47B |
| Risk-weighted assets | $10.82B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.22% |
| Tangible equity to tangible assets | 10.22% |
| Equity capital to average assets | 10.41% |
| Internal capital growth rate | 7.46% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $75.3M |
| Common stock surplus | $25.9M |
| Retained earnings | $1.45B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$84.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.39% | 14.39% | 15.34% | 10.78% | $9.32B |
| Q4 2023 | 14.57% | 14.57% | 15.55% | 10.60% | $9.17B |
| Q1 2024 | 14.61% | 14.61% | 15.54% | 11.15% | $9.29B |
| Q2 2024 | 14.48% | 14.48% | 15.41% | 11.15% | $9.49B |
| Q3 2024 | 13.97% | 13.97% | 14.86% | 11.07% | $9.99B |
| Q4 2024 | 13.87% | 13.87% | 14.64% | 10.55% | $10.28B |
| Q1 2025 | 13.63% | 13.63% | 14.42% | 10.49% | $10.62B |
| Q2 2025 | 13.87% | 13.87% | 14.72% | 10.51% | $10.55B |
| Q3 2025 | 13.36% | 13.36% | 14.19% | 10.67% | $11.14B |
| Q4 2025 | 13.84% | 13.84% | 14.74% | 10.40% | $10.85B |
| Q1 2026 | 14.15% | 14.15% | 15.03% | 10.72% | $10.80B |
| Q2 2026 | 14.38% | 14.38% | 15.27% | 11.01% | $10.82B |
Israel Discount Bank of New York regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Israel Discount Bank of New York, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Israel Discount Bank of New York profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19977) · FFIEC NIC profile (RSSD 320119)