Israel Discount Bank of New York: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 2.00 percentage points higher than in Q1 2026, at 18.34%. Within New York, Israel Discount Bank of New York is 65th of 105 on loan-to-deposit ratio, 80.91% as of Q2 2026, below the middle of the field. Israel Discount Bank of New York reported 80.91% on loan-to-deposit ratio for Q2 2026, 5.92 points below the 86.83% median for banks in the $10B-100B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $943.7M |
| Cash and noninterest-bearing balances to assets | 6.56% |
| Cash and securities | $3.73B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $177.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.23% |
| Trading liabilities | $87.6M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 80.91% |
| Net loans and leases to deposits | 80.15% |
| Loans and leases to core deposits | 90.70% |
| Core deposits to total deposits | 70.86% |
| Brokered deposits to total deposits | 18.34% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 80.57% | 56.68% | $180.0M | $100.8M |
| Q4 2023 | 79.29% | 58.94% | $0 | $52.0M |
| Q1 2024 | 80.86% | 57.30% | $75.0M | $33.1M |
| Q2 2024 | 83.63% | 56.71% | $70.0M | $313.0M |
| Q3 2024 | 82.83% | 52.50% | $0 | $542.8M |
| Q4 2024 | 77.13% | 54.30% | $0 | $3.4M |
| Q1 2025 | 81.37% | 53.25% | $50.0M | $3.2M |
| Q2 2025 | 81.97% | 67.52% | $50.0M | $3.0M |
| Q3 2025 | 82.05% | 69.44% | $0 | $102.8M |
| Q4 2025 | 79.69% | 68.99% | $0 | $2.6M |
| Q1 2026 | 82.03% | 72.25% | $0 | $202.4M |
| Q2 2026 | 80.91% | 70.86% | $0 | $177.2M |
Israel Discount Bank of New York liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Israel Discount Bank of New York, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Israel Discount Bank of New York profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19977) · FFIEC NIC profile (RSSD 320119)