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The Iuka State Bank: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Brokered deposits to total deposits climbed 4.90 percentage points in Q2 2026, from 15.28% to 20.18%. It was the largest change from Q1 2026 among the key lines here. The Iuka State Bank ranks 241st of 323 Illinois banks on total deposits, in the lower half at $112.6M (Q2 2026). The Iuka State Bank's total deposits of $112.6M is well below the $277.3M median for banks in the $100M-1B asset tier, a gap of 59% (Q2 2026).

Deposit totals

Deposit totals for The Iuka State Bank, Q2 2026
Line item Q2 2026
Total deposits $112.6M
Domestic office deposits $112.6M
Foreign office deposits —
Deposits to total assets 84.64%
Deposits to total liabilities 93.62%

Deposit composition

Deposit composition for The Iuka State Bank, Q2 2026
Line item Q2 2026
Demand deposits $18.4M
Savings deposits $9.1M
Transaction accounts to domestic deposits 46.28%
Time deposits $35K
Time deposits under $100k $11.9M
Time deposits $100k to $250k $17.4M
Time deposits over $250k $10.2M
Noninterest-bearing share of deposits 17.58%

Stability of funding

Stability of funding for The Iuka State Bank, Q2 2026
Line item Q2 2026
Core deposits $84.6M
Core deposits to total deposits 75.17%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $22.7M
Brokered deposits to total deposits 20.18%

Cost of deposits

Cost of deposits for The Iuka State Bank, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.72%
Interest expense on deposits $635K
Loans and leases to core deposits 106.72%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, The Iuka State Bank, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $112.3M 85.77% 6.23% 2.09%
Q4 2023 $110.3M 86.37% 4.53% 2.25%
Q1 2024 $111.4M 83.60% 4.49% 2.39%
Q2 2024 $104.1M 82.31% 2.88% 2.48%
Q3 2024 $103.9M 83.09% 2.89% 2.81%
Q4 2024 $97.6M 82.59% 3.08% 2.57%
Q1 2025 $97.0M 90.34% 0.00% 2.41%
Q2 2025 $103.9M 95.39% 2.90% 2.73%
Q3 2025 $101.6M 86.27% 11.33% 2.80%
Q4 2025 $102.4M 83.52% 10.65% 2.79%
Q1 2026 $115.8M 79.81% 15.28% 2.49%
Q2 2026 $112.6M 75.17% 20.18% 2.72%

The Iuka State Bank deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Iuka State Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 11317) · FFIEC NIC profile (RSSD 233442)