Ixonia Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Ixonia Bank of Ixonia, WI against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.68% | 1.34% | +0.34% | 75th top |
| ROAE | 17.61% | 12.34% | +5.27% | 82nd top |
| Net Interest Margin | 8.33% | 3.83% | +4.50% | 99th top |
| Efficiency Ratio | 86.47% | 58.97% | +27.50% | 3rd bottom |
| PPNR / Avg Assets | 2.38% | — | — | 84th top |
| Yield on Earning Assets | 10.90% | 5.71% | +5.19% | 99th top |
| Cost of Funds | 2.78% | 2.02% | +0.76% | 12th bottom |
| Net Interest Spread | 7.97% | — | — | 99th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.25% | 0.87% | -0.62% | 74th above |
| NPA / Total Assets | 0.19% | — | — | 74th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.08% | 0.43% | -0.35% | 31st below |
| ACL / Total Loans | 1.05% | — | — | 37th below |
| ACL / NPLs (Coverage) | 424.53% | — | — | 74th above |
| Texas Ratio | 1.96% | 5.48% | -3.52% | 69th above |
| Provision / NCO | 259.76% | — | — | 60th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.23% | 14.99% | -2.76% | 28th below |
| Tier 1 Ratio | 12.23% | 15.02% | -2.79% | 28th below |
| Total Capital Ratio | 13.32% | — | — | 28th below |
| Leverage Ratio | 9.95% | 11.11% | -1.16% | 35th below |
| Equity / Assets | 8.84% | 11.02% | -2.18% | 19th bottom |
| TCE / Tangible Assets | 8.84% | — | — | 28th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 120.71% | 86.99% | +33.72% | 2nd bottom |
| Core Deposit Ratio | 85.45% | 85.57% | -0.12% | 36th below |
| Wholesale Funding Ratio | 25.63% | — | — | 1st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 22.24% | — | — | 92nd top |
| Loan Growth (Y/Y) | 19.41% | — | — | 90th top |
| Deposit Growth (Y/Y) | 18.40% | — | — | 89th top |
See Ixonia Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Ixonia Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Ixonia Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Ixonia Bank peer analysis.