Ixonia Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 176.30 percentage points in Q2 2026, from 248.24% to 424.53%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Ixonia Bank is 35th of 153 on return on assets, 1.68% as of Q2 2026. The median for banks in the $1B-10B asset tier is 1.27% on return on assets. Ixonia Bank sits 0.40 points higher, at 1.68% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.23% |
| Tier 1 risk-based capital ratio | 12.23% |
| Total risk-based capital ratio | 13.32% |
| Tier 1 leverage ratio | 9.95% |
| Equity capital to assets | 8.84% |
| Tangible equity to tangible assets | 8.84% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.25% |
| Non-performing assets ratio | 0.19% |
| Net charge-off ratio | 0.08% |
| Texas ratio | 1.96% |
| Allowance for credit losses to loans | 1.05% |
| Reserve coverage of non-performing loans | 424.53% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.68% |
| Return on equity | 17.61% |
| Net interest margin | 8.33% |
| Efficiency ratio | 86.47% |
| Yield on earning assets | 10.90% |
| Cost of funds | 2.78% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 120.71% |
| Core deposits to total deposits | 85.45% |
| Brokered deposits to total deposits | 7.37% |
| Deposits to assets | 63.21% |
| Securities to assets | 7.28% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.25% | 11.25% | 12.25% | 8.20% | 1.56% |
| Q4 2023 | 12.99% | 12.99% | 14.08% | 9.60% | -0.40% |
| Q1 2024 | 13.63% | 13.63% | 14.72% | 10.06% | 1.00% |
| Q2 2024 | 13.25% | 13.25% | 14.31% | 9.91% | 1.52% |
| Q3 2024 | 13.17% | 13.17% | 14.27% | 9.89% | 1.56% |
| Q4 2024 | 13.04% | 13.04% | 14.11% | 9.89% | 1.27% |
| Q1 2025 | 12.93% | 12.93% | 14.05% | 10.25% | 1.14% |
| Q2 2025 | 12.66% | 12.66% | 13.75% | 10.33% | 1.98% |
| Q3 2025 | 12.45% | 12.45% | 13.55% | 9.79% | 1.90% |
| Q4 2025 | 12.40% | 12.40% | 13.52% | 9.73% | 1.04% |
| Q1 2026 | 12.17% | 12.17% | 13.27% | 9.82% | 0.80% |
| Q2 2026 | 12.23% | 12.23% | 13.32% | 9.95% | 1.68% |
Ixonia Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Ixonia Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Ixonia Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12514) · FFIEC NIC profile (RSSD 529341)