John Deere Financial, F.S.B.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 19862.60 percentage points in Q2 2026, from 32480.19% to 52342.79%. It was the largest change from Q1 2026 among the key lines here. John Deere Financial, F.S.B. has the highest loan-to-deposit ratio of the 153 banks headquartered in Wisconsin, 314.52% as of Q2 2026. Against a median of 88.20% for banks in the $1B-10B asset tier, John Deere Financial, F.S.B. reported 314.52% on loan-to-deposit ratio in Q2 2026, 226.31 points higher.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $664K |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $664K |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $2.46B |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 49.80% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 314.52% |
| Net loans and leases to deposits | 314.07% |
| Loans and leases to core deposits | 52342.79% |
| Core deposits to total deposits | 0.60% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 286.58% | 0.67% | $0 | $2.29B |
| Q4 2023 | 252.46% | 1.09% | $0 | $1.30B |
| Q1 2024 | 264.83% | 1.04% | $0 | $1.35B |
| Q2 2024 | 279.74% | 0.65% | $0 | $2.02B |
| Q3 2024 | 279.85% | 0.62% | $0 | $2.14B |
| Q4 2024 | 254.25% | 0.96% | $0 | $1.22B |
| Q1 2025 | 282.76% | 0.90% | $0 | $1.64B |
| Q2 2025 | 296.93% | 0.62% | $0 | $2.21B |
| Q3 2025 | 292.52% | 0.65% | $0 | $2.34B |
| Q4 2025 | 264.76% | 1.05% | $0 | $1.26B |
| Q1 2026 | 298.02% | 0.92% | $0 | $1.84B |
| Q2 2026 | 314.52% | 0.60% | $0 | $2.46B |
John Deere Financial, F.S.B. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock John Deere Financial, F.S.B., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full John Deere Financial, F.S.B. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35237) · FFIEC NIC profile (RSSD 2992547)