John Deere Financial, F.S.B.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks John Deere Financial, F.S.B. of Middleton, WI against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.47% | 1.46% | +0.01% | 64th above |
| ROAE | 7.69% | 12.73% | -5.04% | 20th bottom |
| Net Interest Margin | 6.05% | 3.84% | +2.21% | 98th top |
| Efficiency Ratio | 23.25% | 57.47% | -34.22% | 99th top |
| PPNR / Avg Assets | 6.00% | 1.87% | +4.13% | 99th top |
| Yield on Earning Assets | 9.73% | 5.71% | +4.02% | 99th top |
| Cost of Funds | 4.53% | 2.01% | +2.52% | 0th bottom |
| Net Interest Spread | 5.10% | 3.18% | +1.92% | 98th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.28% | 1.00% | -0.72% | 75th top |
| NPA / Total Assets | 0.28% | 0.76% | -0.48% | 68th above |
| NCO / Avg Loans | 4.01% | 0.42% | +3.59% | 1st bottom |
| ACL / Total Loans | 0.14% | 1.31% | -1.17% | 1st bottom |
| ACL / NPLs (Coverage) | 51.02% | 544.32% | -493.30% | 9th bottom |
| Texas Ratio | 1.52% | 7.40% | -5.88% | 82nd top |
| Provision / NCO | 97.35% | 619.78% | -522.43% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 19.36% | 11.42% | +7.94% | 97th top |
| Equity / Assets | 17.96% | 11.32% | +6.64% | 97th top |
| TCE / Tangible Assets | 17.96% | 10.49% | +7.47% | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 314.52% | 86.52% | +228.00% | 0th bottom |
| Core Deposit Ratio | 0.60% | 85.72% | -85.12% | 0th bottom |
| Uninsured Deposit Ratio | 100.00% | 32.99% | +67.01% | 0th bottom |
| Wholesale Funding Ratio | 49.80% | 5.60% | +44.20% | 0th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.66% | 9.68% | -1.02% | 70th above |
| Loan Growth (Y/Y) | 8.48% | 8.06% | +0.42% | 67th above |
| Deposit Growth (Y/Y) | 2.42% | 7.88% | -5.46% | 33rd below |
See John Deere Financial, F.S.B.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock John Deere Financial, F.S.B., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full John Deere Financial, F.S.B. profile, how to read a UBPR, or how this data updates.