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John Marshall Bank: Core Deposit Ratio

65.31% Ranks #3,522 of 3,655 U.S. banks · 4th percentile

Data as of · sourced from FFIEC call reports. How we update

John Marshall Bank reported a core deposit ratio of 65.31% as of Q2 2026, ranking #3,522 of 3,655 U.S. banks (4th percentile). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 65.31%
Q1 2026 67.79%
Q4 2025 67.72%
Q3 2025 67.57%
Q2 2025 67.08%
Q1 2025 67.83%
Q4 2024 68.86%
Q3 2024 68.55%
Q2 2024 66.99%
Q1 2024 65.33%
Q4 2023 64.59%
Q3 2023 67.12%

National Context

Latest value 65.31%
National rank#3,522 of 3,655
Percentile 4th
12-quarter low64.59%
12-quarter high68.86%
Full rankingView leaderboard

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).

Full definition & formula →

Frequently asked questions

What is John Marshall Bank's Core Deposit Ratio?

John Marshall Bank's Core Deposit Ratio was 65.31% as of Q2 2026, ranking #3522 of 3,655 U.S. banks.

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full John Marshall Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 58243) · FFIEC NIC profile (RSSD 3419416)