John Marshall Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks John Marshall Bank of Reston, VA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.28% | 1.46% | -0.18% | 51st above |
| ROAE | 10.29% | 12.72% | -2.43% | 34th below |
| Net Interest Margin | 3.03% | 3.85% | -0.82% | 16th bottom |
| Efficiency Ratio | 47.64% | 57.41% | -9.77% | 81st top |
| PPNR / Avg Assets | 1.69% | 1.88% | -0.19% | 48th below |
| Yield on Earning Assets | 5.09% | 5.72% | -0.63% | 24th bottom |
| Cost of Funds | 1.99% | 2.02% | -0.03% | 52nd above |
| Net Interest Spread | 2.09% | 3.18% | -1.09% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.00% | -1.00% | 98th top |
| NPA / Total Assets | 0.00% | 0.76% | -0.76% | 98th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.43% | -0.40% | 48th below |
| ACL / Total Loans | 1.00% | 1.31% | -0.31% | 30th below |
| Texas Ratio | 0.08% | 7.40% | -7.32% | 96th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 385.40% | 618.86% | -233.46% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.59% | 17.34% | -1.75% | 75th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.59% | 17.37% | -1.78% | 75th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.68% | 18.42% | -1.74% | 75th top |
| Leverage Ratio | 12.95% | 11.43% | +1.52% | 85th top |
| Equity / Assets | 12.29% | 11.33% | +0.96% | 78th top |
| TCE / Tangible Assets | 12.29% | 10.50% | +1.79% | 85th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.90% | 86.94% | +13.96% | 15th bottom |
| Core Deposit Ratio | 65.31% | 85.57% | -20.26% | 6th bottom |
| Uninsured Deposit Ratio | 44.72% | 33.11% | +11.61% | 17th bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.00% | 5.71% | -1.71% | 49th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.94% | 9.68% | -3.74% | 55th above |
| Loan Growth (Y/Y) | 5.11% | 8.06% | -2.95% | 47th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.95% | 7.87% | -2.92% | 51st above |
See John Marshall Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock John Marshall Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full John Marshall Bank profile, how to read a UBPR, or how this data updates.