John Marshall Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings rose 4.1% from Q1 2026 to Q2 2026, ending at $190.6M against $183.1M. It was the largest change among the key lines on this page. Within Virginia, John Marshall Bank is 16th of 44 on CET1 ratio, 15.59% as of Q2 2026, above the middle of the field. John Marshall Bank reported 15.59% on CET1 ratio for Q2 2026, 2.11 points above the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 15.59% |
| Tier 1 risk-based capital ratio | 15.59% |
| Total risk-based capital ratio | 16.68% |
| Tier 1 leverage ratio | 12.95% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $302.5M |
| Tier 1 capital | $302.5M |
| Total risk-based capital | $323.7M |
| Total equity capital | $294.7M |
| Risk-weighted assets | $1.94B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.29% |
| Tangible equity to tangible assets | 12.29% |
| Equity capital to average assets | 12.62% |
| Internal capital growth rate | 10.42% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $50.8M |
| Common stock surplus | $61.0M |
| Retained earnings | $190.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$7.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.58% | 14.58% | 15.65% | 11.25% | $1.79B |
| Q4 2023 | 14.69% | 14.69% | 15.72% | 11.57% | $1.79B |
| Q1 2024 | 15.09% | 15.09% | 16.12% | 11.84% | $1.77B |
| Q2 2024 | 15.39% | 15.39% | 16.40% | 12.17% | $1.77B |
| Q3 2024 | 15.30% | 15.30% | 16.33% | 11.94% | $1.79B |
| Q4 2024 | 15.19% | 15.19% | 16.22% | 12.36% | $1.82B |
| Q1 2025 | 15.44% | 15.44% | 16.50% | 12.61% | $1.82B |
| Q2 2025 | 15.26% | 15.26% | 16.33% | 12.77% | $1.87B |
| Q3 2025 | 15.48% | 15.48% | 16.56% | 12.69% | $1.87B |
| Q4 2025 | 15.18% | 15.18% | 16.25% | 12.49% | $1.92B |
| Q1 2026 | 15.38% | 15.38% | 16.48% | 12.60% | $1.92B |
| Q2 2026 | 15.59% | 15.59% | 16.68% | 12.95% | $1.94B |
John Marshall Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock John Marshall Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full John Marshall Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58243) · FFIEC NIC profile (RSSD 3419416)