John Marshall Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 4.51 percentage points higher than in Q1 2026, at 123.93%. Among 56 Virginia banks, John Marshall Bank sits 4th from the top on loan-to-deposit ratio, 100.90% as of Q2 2026. John Marshall Bank reported 100.90% on loan-to-deposit ratio for Q2 2026, 12.70 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $159.0M |
| Cash and noninterest-bearing balances to assets | 6.63% |
| Cash and securities | $372.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $40.0M |
| Other borrowed money | $56.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.33% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.90% |
| Net loans and leases to deposits | 99.89% |
| Loans and leases to core deposits | 123.93% |
| Core deposits to total deposits | 65.31% |
| Brokered deposits to total deposits | 16.11% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 91.75% | 67.12% | $0 | $54.0M |
| Q4 2023 | 97.31% | 64.59% | $10.0M | $54.0M |
| Q1 2024 | 95.81% | 65.33% | $0 | $77.0M |
| Q2 2024 | 95.28% | 66.99% | $0 | $77.0M |
| Q3 2024 | 94.97% | 68.55% | $0 | $56.0M |
| Q4 2024 | 98.60% | 68.86% | $0 | $56.0M |
| Q1 2025 | 97.03% | 67.83% | $0 | $56.0M |
| Q2 2025 | 100.74% | 67.08% | $16.5M | $56.0M |
| Q3 2025 | 98.31% | 67.57% | $0 | $56.0M |
| Q4 2025 | 99.79% | 67.72% | $0 | $56.0M |
| Q1 2026 | 99.04% | 67.79% | $0 | $56.0M |
| Q2 2026 | 100.90% | 65.31% | $40.0M | $56.0M |
John Marshall Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock John Marshall Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full John Marshall Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58243) · FFIEC NIC profile (RSSD 3419416)