John Marshall Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Core deposits to total deposits: 2.47 percentage points lower than in Q1 2026, at 65.31%. Within Virginia, John Marshall Bank is 27th of 56 on return on assets, 1.28% as of Q2 2026, above the middle of the field. At 1.28%, John Marshall Bank's return on assets is close to the 1.28% median for banks in the $1B-10B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.59% |
| Tier 1 risk-based capital ratio | 15.59% |
| Total risk-based capital ratio | 16.68% |
| Tier 1 leverage ratio | 12.95% |
| Equity capital to assets | 12.29% |
| Tangible equity to tangible assets | 12.29% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 0.08% |
| Allowance for credit losses to loans | 1.00% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.28% |
| Return on equity | 10.29% |
| Net interest margin | 3.03% |
| Efficiency ratio | 47.64% |
| Yield on earning assets | 5.09% |
| Cost of funds | 1.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.90% |
| Core deposits to total deposits | 65.31% |
| Brokered deposits to total deposits | 16.11% |
| Deposits to assets | 83.26% |
| Securities to assets | 8.91% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.58% | 14.58% | 15.65% | 11.25% | -1.66% |
| Q4 2023 | 14.69% | 14.69% | 15.72% | 11.57% | 0.85% |
| Q1 2024 | 15.09% | 15.09% | 16.12% | 11.84% | 0.81% |
| Q2 2024 | 15.39% | 15.39% | 16.40% | 12.17% | 0.78% |
| Q3 2024 | 15.30% | 15.30% | 16.33% | 11.94% | 0.81% |
| Q4 2024 | 15.19% | 15.19% | 16.22% | 12.36% | 0.95% |
| Q1 2025 | 15.44% | 15.44% | 16.50% | 12.61% | 0.95% |
| Q2 2025 | 15.26% | 15.26% | 16.33% | 12.77% | 0.98% |
| Q3 2025 | 15.48% | 15.48% | 16.56% | 12.69% | 1.03% |
| Q4 2025 | 15.18% | 15.18% | 16.25% | 12.49% | 1.09% |
| Q1 2026 | 15.38% | 15.38% | 16.48% | 12.60% | 1.12% |
| Q2 2026 | 15.59% | 15.59% | 16.68% | 12.95% | 1.28% |
John Marshall Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock John Marshall Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full John Marshall Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58243) · FFIEC NIC profile (RSSD 3419416)