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Jonesboro State Bank: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Uninsured deposits dropped 9.9% in Q2 2026, from $81.0M to $73.0M. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Jonesboro State Bank is 12th of 103 on total deposits, $1.21B as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is $1.67B on total deposits. Jonesboro State Bank sits 28% lower, at $1.21B (Q2 2026).

Deposit totals

Deposit totals for Jonesboro State Bank, Q2 2026
Line item Q2 2026
Total deposits $1.21B
Domestic office deposits $1.21B
Foreign office deposits —
Deposits to total assets 92.96%
Deposits to total liabilities 99.56%

Deposit composition

Deposit composition for Jonesboro State Bank, Q2 2026
Line item Q2 2026
Demand deposits $23.6M
Savings deposits $18.7M
Transaction accounts to domestic deposits 7.03%
Time deposits $91K
Time deposits under $100k $10.5M
Time deposits $100k to $250k $1.08B
Time deposits over $250k $13.6M
Noninterest-bearing share of deposits 1.95%

Stability of funding

Stability of funding for Jonesboro State Bank, Q2 2026
Line item Q2 2026
Core deposits $115.9M
Core deposits to total deposits 9.60%
Insured deposits $1.13B
Uninsured deposits $73.0M
Uninsured deposits to total deposits 6.05%
Brokered deposits $1.08B
Brokered deposits to total deposits 89.28%

Cost of deposits

Cost of deposits for Jonesboro State Bank, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 3.75%
Interest expense on deposits $11.1M
Loans and leases to core deposits 6.36%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Jonesboro State Bank, oldest first
Quarter Total depositsCore depositsUninsured depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $663.7M 17.85% — 80.67% 2.71%
Q4 2023 $722.8M 18.38% — 80.23% 2.80%
Q1 2024 $731.3M 19.41% — 79.17% 2.96%
Q2 2024 $745.2M 17.82% — 80.78% 3.03%
Q3 2024 $770.5M 17.81% — 81.40% 3.03%
Q4 2024 $849.6M 15.44% — 83.86% 3.17%
Q1 2025 $979.5M 13.90% — 85.28% 3.24%
Q2 2025 $1.06B 12.58% — 86.58% 3.55%
Q3 2025 $1.10B 14.60% — 84.92% 3.59%
Q4 2025 $1.14B 10.02% — 88.85% 3.78%
Q1 2026 $1.20B 10.48% 6.73% 88.41% 3.74%
Q2 2026 $1.21B 9.60% 6.05% 89.28% 3.75%

Jonesboro State Bank deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jonesboro State Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 9325) · FFIEC NIC profile (RSSD 121651)