Jonesboro State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Jonesboro State Bank of Jonesboro, LA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.80% | 1.46% | +0.34% | 81st top |
| ROAE | 29.10% | 12.71% | +16.39% | 97th top |
| Net Interest Margin | 2.17% | 3.85% | -1.68% | 3rd bottom |
| Efficiency Ratio | 28.66% | 57.42% | -28.76% | 98th top |
| PPNR / Avg Assets | 1.90% | 1.88% | +0.02% | 62nd above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.58% | 5.72% | -0.14% | 53rd above |
| Cost of Funds | 3.67% | 2.02% | +1.65% | 2nd bottom |
| Net Interest Spread | 1.83% | 3.18% | -1.35% | 5th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.59% | 1.00% | +1.59% | 7th bottom |
| NPA / Total Assets | 0.15% | 0.76% | -0.61% | 81st top |
| NCO / Avg Loans | 3.87% | 0.43% | +3.44% | 1st bottom |
| ACL / Total Loans | 2.03% | 1.31% | +0.72% | 96th top |
| ACL / NPLs (Coverage) | 78.46% | 543.59% | -465.13% | 20th bottom |
| Texas Ratio | 2.53% | 7.39% | -4.86% | 72nd above |
| Provision / NCO | 49.47% | 618.94% | -569.47% | 19th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.70% | 17.34% | +1.36% | 89th top |
| Tier 1 Ratio | 18.70% | 17.37% | +1.33% | 89th top |
| Total Capital Ratio | 18.99% | 18.42% | +0.57% | 86th top |
| Leverage Ratio | 7.67% | 11.44% | -3.77% | 1st bottom |
| Equity / Assets | 6.63% | 11.34% | -4.71% | 2nd bottom |
| TCE / Tangible Assets | 6.63% | 10.50% | -3.87% | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 6.29% | 86.99% | -80.70% | 99th top |
| Core Deposit Ratio | 9.60% | 85.59% | -75.99% | 1st bottom |
| Uninsured Deposit Ratio | 6.05% | 33.14% | -27.09% | 98th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 14.77% | 9.68% | +5.09% | 87th top |
| Loan Growth (Y/Y) | -34.28% | 8.08% | -42.36% | 0th bottom |
| Deposit Growth (Y/Y) | 13.53% | 7.87% | +5.66% | 84th top |
See Jonesboro State Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Jonesboro State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Jonesboro State Bank profile, how to read a UBPR, or how this data updates.