Kansas State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Equity capital to total assets rose 0.66 percentage points in Q2 2026 to 11.29%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.17% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $13.5M |
| Tier 1 capital | $13.5M |
| Total risk-based capital | — |
| Total equity capital | $11.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.29% |
| Tangible equity to tangible assets | 11.29% |
| Equity capital to average assets | 11.16% |
| Internal capital growth rate | 17.03% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $120K |
| Common stock surplus | $580K |
| Retained earnings | $12.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 18.86% | 18.86% | 20.13% | 12.60% | $59.6M |
| Q4 2023 | 19.07% | 19.07% | 20.34% | 12.63% | $59.2M |
| Q1 2024 | 19.45% | 19.45% | 20.72% | 12.96% | $59.2M |
| Q2 2024 | 18.28% | 18.28% | 19.55% | 12.89% | $64.3M |
| Q3 2024 | 19.21% | 19.21% | 20.48% | 13.23% | $62.3M |
| Q4 2024 | 19.23% | 19.23% | 20.50% | 13.15% | $62.4M |
| Q1 2025 | 19.11% | 19.11% | 20.38% | 13.16% | $64.0M |
| Q2 2025 | 18.55% | 18.55% | 19.81% | 13.23% | $67.1M |
| Q3 2025 | — | — | — | 13.31% | — |
| Q4 2025 | — | — | — | 13.07% | — |
| Q1 2026 | — | — | — | 12.73% | — |
| Q2 2026 | — | — | — | 13.17% | — |
Kansas State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Kansas State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Kansas State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1865) · FFIEC NIC profile (RSSD 582654)