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The Karnes County National Bank of Karnes City: Tier 1 Risk-Based Capital Ratio

20.43% Ranks #318 of 2,136 U.S. banks · 85th percentile

Data as of · sourced from FFIEC call reports. How we update

The Karnes County National Bank of Karnes City reported a tier 1 risk-based capital ratio of 20.43% as of Q2 2026, ranking #318 of 2,136 U.S. banks (85th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 20.43%
Q1 2026 20.43%
Q4 2025 20.78%
Q3 2025 21.20%
Q2 2025 21.25%
Q1 2025 20.91%
Q4 2024 21.67%
Q3 2024 21.45%
Q2 2024 20.66%
Q1 2024 22.22%
Q4 2023 23.49%
Q3 2023 22.89%

National Context

Latest value 20.43%
National rank#318 of 2,136
Percentile 85th
12-quarter low20.43%
12-quarter high23.49%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is The Karnes County National Bank of Karnes City's Tier 1 Risk-Based Capital Ratio?

The Karnes County National Bank of Karnes City's Tier 1 Risk-Based Capital Ratio was 20.43% as of Q2 2026, ranking #318 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The Karnes County National Bank of Karnes City profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 3279) · FFIEC NIC profile (RSSD 979759)