Branch Network
The Karnes County National Bank of Karnes City Locations & Branches Karnes City, Texas
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The Karnes County National Bank of Karnes City operates 3 branches from its headquarters in Karnes City, TX, . Its main office is at 311 E Calvert Ave, Karnes City, TX 78118.
The Karnes County National Bank of Karnes City branch network
All 3 branches are in TEXAS, across 3 cities. Its largest office by deposits is the The Karnes County National Bank of Karnes City office in Karnes City, TX, with $384.3M (73.1% of its branch deposits). It had the same number of branches on June 30, 2025.
The Karnes County National Bank of Karnes City at a glance
Its CET1 capital ratio was 20.73% at Q3 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q3 2026
- $555.0M
- CET1 ratio, Q3 2026
- 20.73%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q3 2026, FFIEC 051
Full financial profile · Is The Karnes County National Bank of Karnes City safe? · The Karnes County National Bank of Karnes City call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Karnes City, TX (1 branch) | 1 of 1 | 100.0% | $384.3M |
| State: TX (3 branches) | 181 of 441 | <0.1% | $525.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
The Karnes County National Bank of Karnes City's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Karnes, TX (2 branches) | 1 of 4 | 47.7% | $509.2M | $1.07B |
| Bee, TX (1 branch) | 5 of 7 | 4.2% | $16.3M | $385.7M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Beeville, TX (1 branch) | 5 of 7 | 4.2% | $16.3M | $385.7M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Karnes County National Bank of Karnes City | Karnes City, TX | 78118 | $384.3M |
| Kenedy Branch | Kenedy, TX | 78119 | $124.8M |
| Beeville Branch | Beeville, TX | 78102 | $16.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3279) · FFIEC NIC profile (RSSD 979759)