The Kaw Valley State Bank and Trust Company, of Wamego, Kansas: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q3 2026, Common equity Tier 1 capital edged up by 2.2%, from $34.6M to $35.3M, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.90% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 capital | $35.3M |
| Tier 1 capital | $35.3M |
| Total risk-based capital | — |
| Total equity capital | $33.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| Equity capital to total assets | 11.35% |
| Tangible equity to tangible assets | 11.35% |
| Equity capital to average assets | 11.27% |
| Internal capital growth rate | 8.90% |
Capital structure
| Line item | Q3 2026 |
|---|---|
| Common stock | $122K |
| Common stock surplus | $1.3M |
| Retained earnings | $37.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q4 2023 | 11.82% | 9.40% | 9.40% |
| Q1 2024 | 11.60% | 9.55% | 9.55% |
| Q2 2024 | 11.69% | 9.49% | 9.49% |
| Q3 2024 | 11.67% | 10.31% | 10.31% |
| Q4 2024 | 11.47% | 10.02% | 10.02% |
| Q1 2025 | 11.49% | 10.44% | 10.44% |
| Q2 2025 | 11.42% | 10.06% | 10.06% |
| Q3 2025 | 10.68% | 10.24% | 10.24% |
| Q4 2025 | 11.04% | 10.56% | 10.56% |
| Q1 2026 | 11.28% | 11.29% | 11.29% |
| Q2 2026 | 11.73% | 11.43% | 11.43% |
| Q3 2026 | 11.90% | 11.35% | 11.35% |
The Kaw Valley State Bank and Trust Company, of Wamego, Kansas regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Kaw Valley State Bank and Trust Company, of Wamego, Kansas, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Kaw Valley State Bank and Trust Company, of Wamego, Kansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17832) · FFIEC NIC profile (RSSD 368951)