The Kaw Valley State Bank and Trust Company, of Wamego, Kansas: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Kaw Valley State Bank and Trust Company, of Wamego, Kansas of Wamego, KS against its peer group of 2603 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.22% | 1.25% | +0.97% | 88th top |
| ROAE | 19.59% | 13.21% | +6.38% | 81st top |
| Net Interest Margin Ahead of the peer average, behind the median peer. | 3.97% | 3.95% | +0.02% | 48th below |
| Efficiency Ratio | 46.85% | 61.29% | -14.44% | 83rd top |
| PPNR / Avg Assets | 2.34% | — | — | 82nd top |
| Yield on Earning Assets | 5.86% | 5.68% | +0.18% | 65th above |
| Cost of Funds | 2.11% | 1.88% | +0.23% | 24th bottom |
| Net Interest Spread | 3.24% | — | — | 44th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 0.93% | -0.91% | 82nd top |
| NPA / Total Assets | 0.02% | — | — | 83rd top |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 74th above |
| ACL / Total Loans | 1.21% | — | — | 50th above |
| ACL / NPLs (Coverage) | 5246.67% | — | — | — |
| Texas Ratio | 0.62% | 7.37% | -6.75% | 77th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.90% | 11.73% | +0.17% | 60th above |
| Equity / Assets | 11.35% | 10.97% | +0.38% | 66th above |
| TCE / Tangible Assets | 11.35% | — | — | 69th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 76.61% | 80.71% | -4.10% | 44th below |
| Core Deposit Ratio | 85.34% | 86.89% | -1.55% | 25th below |
| Wholesale Funding Ratio | 1.92% | — | — | 67th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.40% | — | — | 26th below |
| Loan Growth (Y/Y) | 23.54% | — | — | 96th top |
| Deposit Growth (Y/Y) | 3.09% | — | — | 45th below |
See The Kaw Valley State Bank and Trust Company, of Wamego, Kansas's peers by name
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Unlock The Kaw Valley State Bank and Trust Company, of Wamego, Kansas, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Kaw Valley State Bank and Trust Company, of Wamego, Kansas profile, how to read a UBPR, or how this data updates.