The Kaw Valley State Bank and Trust Company, of Wamego, Kansas: Core Deposit Ratio
Data as of · sourced from FFIEC call reports. How we update
The Kaw Valley State Bank and Trust Company, of Wamego, Kansas reported a core deposit ratio of 86.27% as of Q2 2026, ranking #2,310 of 3,644 U.S. banks (37th percentile). That is down 2.79 percentage points from 89.07% a year earlier, and below the 89.14% median of the 1,875 Small Community Banks ($100M–$500M in assets). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.
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What is the Core Deposit Ratio?
The Core Deposit Ratio measures 'core' deposits (total deposits less time deposits over $250,000 and less brokered deposits of $250,000 or less) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.
Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).
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What is The Kaw Valley State Bank and Trust Company, of Wamego, Kansas's Core Deposit Ratio?
The Kaw Valley State Bank and Trust Company, of Wamego, Kansas's Core Deposit Ratio was 86.27% as of Q2 2026, ranking #2310 of 3,644 U.S. banks.
What is the Core Deposit Ratio?
The Core Deposit Ratio measures 'core' deposits (total deposits less time deposits over $250,000 and less brokered deposits of $250,000 or less) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.
More The Kaw Valley State Bank and Trust Company, of Wamego, Kansas metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The Kaw Valley State Bank and Trust Company, of Wamego, Kansas profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 17832) · FFIEC NIC profile (RSSD 368951)