Kearney Trust Company
Kearney Trust Company completed a merger involving an acquired institution in April 2026. Capital moved notably last quarter — CET1 ratio of 20.43% was up 101bps from the prior quarter. Kearney Trust Company is an FDIC-insured commercial bank, in the Kansas City metropolitan banking region. The Q1 2026 balance sheet stands at $325M in assets, including $175M in loans. The bank posts a strong 2.23% ROA and 20.36% ROE. Capital cushions are healthy: 20.43% CET1, 11.74% Tier 1 leverage. Credit metrics are pristine, with nonperforming loans at just 0.00%. It operates 2 branches, primarily in Missouri.
Headquarters Profile
- Address
- 310 W 92 Hwy, Kearney, MO 64060
- County
- Clay
- Metro Area
- KANSAS CITY, MO-KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- June 10, 1882
- Branches
- 2 domestic
- Employees (FTE)
- 38
- FDIC Cert
- 9794
- Fed RSSD
- 814551
Capital & Liquidity
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Kearney Trust Company rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerMerger -Without AssistanceFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
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Frequently asked about Kearney Trust Company
What are Kearney Trust Company's total assets?
As of the Q1 2026 filing, Kearney Trust Company reported total assets of $325.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Kearney Trust Company headquartered?
Kearney Trust Company is headquartered in Kearney, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Kearney Trust Company founded?
Kearney Trust Company was established in 1882, per the FDIC institution directory.
Is Kearney Trust Company FDIC-insured?
Yes. Kearney Trust Company is an FDIC-insured commercial bank (FDIC Certificate #9794). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Kearney Trust Company?
Kearney Trust Company's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Kearney Trust Company's CET1 capital ratio?
Kearney Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 20.43% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Kearney Trust Company operate?
Kearney Trust Company operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Kearney Trust Company's Texas Ratio?
Kearney Trust Company's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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