Kennett Trust Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Kennett Trust Bank of Kennett, MO against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.48% | 1.25% | -0.77% | 11th bottom |
| ROAE | 4.79% | 12.22% | -7.43% | 12th bottom |
| Net Interest Margin | 3.04% | 3.95% | -0.91% | 10th bottom |
| Efficiency Ratio | 82.56% | 63.71% | +18.85% | 10th bottom |
| PPNR / Avg Assets | 0.57% | — | — | 9th bottom |
| Yield on Earning Assets | 4.97% | 5.67% | -0.70% | 22nd bottom |
| Cost of Funds | 1.99% | 1.87% | +0.12% | 37th below |
| Net Interest Spread | 2.89% | — | — | 28th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.65% | 0.88% | +1.77% | 8th bottom |
| NPA / Total Assets | 2.02% | — | — | 7th bottom |
| NCO / Avg Loans | 1.07% | 0.15% | +0.92% | 3rd bottom |
| ACL / Total Loans | 0.62% | — | — | 5th bottom |
| ACL / NPLs (Coverage) | 23.38% | — | — | 2nd bottom |
| Texas Ratio | 19.11% | 5.96% | +13.15% | 6th bottom |
| Provision / NCO | 10.24% | — | — | 24th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.35% | 11.75% | -0.40% | 56th above |
| Equity / Assets | 10.16% | 10.98% | -0.82% | 47th below |
| TCE / Tangible Assets | 10.16% | — | — | 51st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 79.18% | 80.44% | -1.26% | 53rd above |
| Core Deposit Ratio | 89.13% | 86.95% | +2.18% | 50th above |
| Wholesale Funding Ratio | 9.91% | — | — | 14th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -7.43% | — | — | 2nd bottom |
| Loan Growth (Y/Y) | -1.99% | — | — | 14th bottom |
| Deposit Growth (Y/Y) | -11.83% | — | — | 1st bottom |
See Kennett Trust Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Kennett Trust Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Kennett Trust Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Kennett Trust Bank peer analysis.