Key National Trust Company of Delaware: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to average assets rose 0.74 percentage points in Q2 2026 to 100.31%, the biggest move on this page. Key National Trust Company of Delaware's CET1 ratio of 467.81% is well above the 19.57% median for banks in the < $100M asset tier, a gap of 448.24 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 467.81% |
| Tier 1 risk-based capital ratio | 467.81% |
| Total risk-based capital ratio | 467.81% |
| Tier 1 leverage ratio | 100.31% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $9.7M |
| Tier 1 capital | $9.7M |
| Total risk-based capital | $9.7M |
| Total equity capital | $9.7M |
| Risk-weighted assets | $2.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 98.06% |
| Tangible equity to tangible assets | 98.06% |
| Equity capital to average assets | 100.31% |
| Internal capital growth rate | 13.19% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.5M |
| Common stock surplus | $2.8M |
| Retained earnings | $5.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 458.10% | 458.10% | 458.10% | 99.46% | $1.5M |
| Q4 2023 | 462.92% | 462.92% | 462.92% | 99.64% | $1.6M |
| Q1 2024 | 464.03% | 464.03% | 464.03% | 99.00% | $1.6M |
| Q2 2024 | 463.95% | 463.95% | 463.95% | 100.26% | $1.7M |
| Q3 2024 | 473.52% | 473.52% | 473.52% | 100.18% | $1.7M |
| Q4 2024 | 475.50% | 475.50% | 475.50% | 100.70% | $1.8M |
| Q1 2025 | 477.00% | 477.00% | 477.00% | 99.87% | $1.8M |
| Q2 2025 | 478.75% | 478.75% | 478.75% | 100.16% | $1.8M |
| Q3 2025 | 486.65% | 486.65% | 486.65% | 100.35% | $1.9M |
| Q4 2025 | 490.38% | 490.38% | 490.38% | 100.60% | $1.9M |
| Q1 2026 | 468.97% | 468.97% | 468.97% | 99.57% | $2.0M |
| Q2 2026 | 467.81% | 467.81% | 467.81% | 100.31% | $2.1M |
Key National Trust Company of Delaware regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Key National Trust Company of Delaware, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Key National Trust Company of Delaware profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 4368351)