Key National Trust Company of Delaware: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Return on assets climbed 6.82 percentage points in Q2 2026, from 5.99% to 12.81%. It was the largest change from Q1 2026 among the key lines here. Against a median of 0.98% for banks in the < $100M asset tier, Key National Trust Company of Delaware reported 12.81% on return on assets in Q2 2026, 11.83 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 467.81% |
| Tier 1 risk-based capital ratio | 467.81% |
| Total risk-based capital ratio | 467.81% |
| Tier 1 leverage ratio | 100.31% |
| Equity capital to assets | 98.06% |
| Tangible equity to tangible assets | 98.06% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 12.81% |
| Return on equity | 12.98% |
| Net interest margin | 9.38% |
| Efficiency ratio | 22.43% |
| Yield on earning assets | 9.38% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | — |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 458.10% | 458.10% | 458.10% | 99.46% | 13.57% |
| Q4 2023 | 462.92% | 462.92% | 462.92% | 99.64% | 13.46% |
| Q1 2024 | 464.03% | 464.03% | 464.03% | 99.00% | 7.39% |
| Q2 2024 | 463.95% | 463.95% | 463.95% | 100.26% | 15.89% |
| Q3 2024 | 473.52% | 473.52% | 473.52% | 100.18% | 14.84% |
| Q4 2024 | 475.50% | 475.50% | 475.50% | 100.70% | 17.87% |
| Q1 2025 | 477.00% | 477.00% | 477.00% | 99.87% | 9.47% |
| Q2 2025 | 478.75% | 478.75% | 478.75% | 100.16% | 12.06% |
| Q3 2025 | 486.65% | 486.65% | 486.65% | 100.35% | 7.58% |
| Q4 2025 | 490.38% | 490.38% | 490.38% | 100.60% | 9.85% |
| Q1 2026 | 468.97% | 468.97% | 468.97% | 99.57% | 5.99% |
| Q2 2026 | 467.81% | 467.81% | 467.81% | 100.31% | 12.81% |
Key National Trust Company of Delaware vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Key National Trust Company of Delaware, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Key National Trust Company of Delaware profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 4368351)