KeyBank N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Deposits to assets climbed 1.62 percentage points in Q2 2026, from 82.43% to 84.05%. It was the largest change from Q1 2026 among the key lines here. Within Ohio, KeyBank N.A. is 57th of 156 on return on assets, 1.28% as of Q2 2026, above the middle of the field. KeyBank N.A. reported 1.28% on return on assets for Q2 2026, 0.07 points above the 1.21% median for banks in the $100B-250B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.27% |
| Tier 1 risk-based capital ratio | 12.27% |
| Total risk-based capital ratio | 14.05% |
| Tier 1 leverage ratio | 9.92% |
| Equity capital to assets | 9.93% |
| Tangible equity to tangible assets | 8.74% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.05% |
| Non-performing assets ratio | 0.63% |
| Net charge-off ratio | 0.42% |
| Texas ratio | 7.52% |
| Allowance for credit losses to loans | 1.30% |
| Reserve coverage of non-performing loans | 124.19% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.28% |
| Return on equity | 12.83% |
| Net interest margin | 3.06% |
| Efficiency ratio | 54.73% |
| Yield on earning assets | 4.73% |
| Cost of funds | 1.75% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 70.55% |
| Core deposits to total deposits | 95.54% |
| Brokered deposits to total deposits | 2.93% |
| Deposits to assets | 84.05% |
| Securities to assets | 25.44% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.57% | 11.57% | 13.71% | 8.98% | 0.77% |
| Q4 2023 | 11.94% | 11.94% | 14.16% | 9.22% | 0.34% |
| Q1 2024 | 12.26% | 12.26% | 14.56% | 9.33% | 0.59% |
| Q2 2024 | 12.59% | 12.59% | 14.78% | 9.35% | 0.73% |
| Q3 2024 | 12.43% | 12.43% | 14.65% | 9.04% | -0.64% |
| Q4 2024 | 12.94% | 12.94% | 15.12% | 9.42% | -0.40% |
| Q1 2025 | 13.04% | 13.04% | 15.21% | 9.75% | 1.04% |
| Q2 2025 | 12.90% | 12.90% | 14.91% | 9.81% | 1.08% |
| Q3 2025 | 12.83% | 12.83% | 14.81% | 9.85% | 1.24% |
| Q4 2025 | 12.75% | 12.75% | 14.71% | 9.96% | 1.25% |
| Q1 2026 | 12.49% | 12.49% | 14.37% | 10.02% | 1.25% |
| Q2 2026 | 12.27% | 12.27% | 14.05% | 9.92% | 1.28% |
KeyBank N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock KeyBank N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full KeyBank N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17534) · FFIEC NIC profile (RSSD 280110)