KeyBank N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks KeyBank N.A. of Cleveland, OH against its peer group of 14 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.28% | 1.56% | -0.28% | 54th above |
| ROAE | 12.83% | 16.40% | -3.57% | 46th below |
| Net Interest Margin | 3.06% | 4.26% | -1.20% | 23rd bottom |
| Efficiency Ratio Behind the peer average, ahead of the median peer. | 54.73% | 54.65% | +0.08% | 54th above |
| PPNR / Avg Assets | 1.81% | 2.72% | -0.91% | 46th below |
| Yield on Earning Assets | 4.73% | 6.52% | -1.79% | 15th bottom |
| Cost of Funds | 1.75% | 2.41% | -0.66% | 77th top |
| Net Interest Spread | 2.60% | 3.72% | -1.12% | 31st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.05% | 1.40% | -0.35% | 62nd above |
| NPA / Total Assets | 0.63% | 0.88% | -0.25% | 54th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.42% | 1.02% | -0.60% | 38th below |
| ACL / Total Loans | 1.30% | 2.36% | -1.06% | 38th below |
| ACL / NPLs (Coverage) | 124.19% | 207.55% | -83.36% | 46th below |
| Texas Ratio | 7.52% | 9.68% | -2.16% | 62nd above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 108.10% | 127.24% | -19.14% | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.27% | 14.60% | -2.33% | 38th below |
| Tier 1 Ratio | 12.27% | 14.76% | -2.49% | 38th below |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.05% | 16.30% | -2.25% | 54th above |
| Leverage Ratio | 9.92% | 9.62% | +0.30% | 77th top |
| Equity / Assets Behind the peer average, ahead of the median peer. | 9.93% | 9.96% | -0.03% | 54th above |
| TCE / Tangible Assets | 8.74% | 8.68% | +0.06% | 62nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 70.55% | 76.39% | -5.84% | 69th above |
| Core Deposit Ratio | 95.54% | 83.37% | +12.17% | 85th top |
| Uninsured Deposit Ratio | 51.83% | 33.44% | +18.39% | 8th bottom |
| Wholesale Funding Ratio | 4.36% | 6.42% | -2.06% | 77th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.27% | 13.34% | -10.07% | 54th above |
| Loan Growth (Y/Y) | 4.35% | 15.62% | -11.27% | 31st below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.26% | 13.22% | -8.96% | 54th above |
See KeyBank N.A.'s peers by name
The 14 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock KeyBank N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full KeyBank N.A. profile, how to read a UBPR, or how this data updates.