Keysavings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 9.0% in Q2 2026, from -$2.4M to -$2.6M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.38% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $12.1M |
| Tier 1 capital | $12.1M |
| Total risk-based capital | — |
| Total equity capital | $9.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.37% |
| Tangible equity to tangible assets | 7.37% |
| Equity capital to average assets | 7.38% |
| Internal capital growth rate | 9.95% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $12.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.09% | 7.77% | 7.77% |
| Q4 2023 | 12.80% | 8.31% | 8.31% |
| Q1 2024 | 10.95% | 7.57% | 7.57% |
| Q2 2024 | 11.13% | 7.26% | 7.26% |
| Q3 2024 | 10.44% | 7.96% | 7.96% |
| Q4 2024 | 9.74% | 6.88% | 6.88% |
| Q1 2025 | 9.83% | 7.16% | 7.16% |
| Q2 2025 | 9.29% | 7.08% | 7.08% |
| Q3 2025 | 9.38% | 7.75% | 7.75% |
| Q4 2025 | 9.23% | 7.79% | 7.79% |
| Q1 2026 | 9.16% | 7.49% | 7.49% |
| Q2 2026 | 9.38% | 7.37% | 7.37% |
Keysavings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Keysavings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Keysavings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29691) · FFIEC NIC profile (RSSD 208972)