Keysavings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Keysavings Bank of Wisconsin Rapids, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.73% | 1.34% | -0.61% | 20th bottom |
| ROAE | 9.94% | 13.31% | -3.37% | 35th below |
| Net Interest Margin | 3.68% | 3.93% | -0.25% | 36th below |
| Efficiency Ratio | 62.36% | 61.14% | +1.22% | 47th below |
| PPNR / Avg Assets | 1.42% | 1.68% | -0.26% | 40th below |
| Yield on Earning Assets | 6.19% | 5.67% | +0.52% | 77th top |
| Cost of Funds | 2.58% | 1.88% | +0.70% | 13th bottom |
| Net Interest Spread | 3.55% | 3.32% | +0.23% | 62nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.16% | -0.14% | 36th below |
| ACL / Total Loans | 0.54% | 1.28% | -0.74% | 4th bottom |
| Texas Ratio | 0.58% | 7.33% | -6.75% | 78th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 270.59% | 1395.70% | -1125.11% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.38% | 12.14% | -2.76% | 19th bottom |
| Equity / Assets | 7.37% | 11.37% | -4.00% | 8th bottom |
| TCE / Tangible Assets | 7.37% | 11.09% | -3.72% | 10th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 79.25% | 80.64% | -1.39% | 53rd above |
| Core Deposit Ratio | 86.02% | 86.86% | -0.84% | 34th below |
| Wholesale Funding Ratio | 14.01% | 5.03% | +8.98% | 6th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.88% | 6.85% | -3.97% | 39th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.50% | 7.90% | -2.40% | 51st above |
| Deposit Growth (Y/Y) | 3.81% | 6.29% | -2.48% | 48th below |
See Keysavings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Keysavings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Keysavings Bank profile, how to read a UBPR, or how this data updates.