Bank call report · Middleton, WI
Lake Ridge Bank Call Report
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Lake Ridge Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 483 reported line items, schedule by schedule (667 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 525549 |
| FDIC certificate number | 15091 |
| Total assets | $3.35B |
Official Q2 2026 call report PDF (FFIEC) →
Lake Ridge Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (30 items)
About Schedule RC · Lake Ridge Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $3.35B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $3.35B |
| Total Liabilities and Minority Interest | RCON2948 | $3.00B |
| Total Deposits | RCON2200 | $2.79B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $2.45B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $2.42B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $2.23B |
| Deposits: Noninterest-bearing | RCON6631 | $560.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $478.6M |
| Total Equity Capital | RCON3210 | $350.7M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $350.7M |
| Surplus | RCON3839 | $209.8M |
| Other Borrowed Money | RCON3190 | $183.8M |
| Undivided Profits and Capital Reserves | RCON3632 | $158.3M |
| Other Assets | RCON2160 | $126.7M |
| Interest-bearing Balances | RCON0071 | $120.5M |
| Federal Funds Sold | RCONB987 | $61.5M |
| Intangible Assets | RCON2143 | $54.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $41.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $37.0M |
| Other Liabilities, Total | RCON2930 | $30.4M |
| Goodwill | RCON3163 | $28.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $25.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$17.6M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $4.3M |
| Held-to-maturity Securities, Total | RCON1754 | $4.3M |
| Loans and Leases Held for Sale | RCON5369 | $2.0M |
| Other Real Estate Owned | RCON2150 | $1.5M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $527K |
| Common Stock | RCON3230 | $149K |
Schedule RI: Income Statement (49 items)
About Schedule RI · Lake Ridge Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $85.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $72.7M |
| Net Interest Income | RIAD4074 | $52.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $47.4M |
| Total Noninterest Expense | RIAD4093 | $41.1M |
| Total Interest Expense | RIAD4073 | $32.5M |
| Salaries and Employee Benefits | RIAD4135 | $24.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $20.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $19.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $17.4M |
| Net Income (Loss) | RIAD4340 | $17.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $17.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $13.8M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $12.4M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $11.6M |
| Other Noninterest Expense | RIAD4092 | $10.1M |
| Total Noninterest Income | RIAD4079 | $9.9M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $7.6M |
| Other Noninterest Income | RIADB497 | $4.2M |
| Other Interest Expense | RIADGW44 | $4.0M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $3.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.6M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $3.5M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $3.4M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $3.2M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $3.1M |
| Interest on Other Securities | RIAD4060 | $2.7M |
| Applicable Income Taxes | RIAD4302 | $2.7M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.7M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $1.5M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $1.3M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $1.2M |
| Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $1.1M |
| Net Servicing Fees | RIADB492 | $946K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $901K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $627K |
| Other Interest Income | RIAD4518 | $578K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $487K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $394K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $287K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $287K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $237K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $182K |
| Noninterest income: Income from insurance activities | RIADHT74 | $153K |
| Provision for Loan and Lease Losses | RIAD4230 | $139K |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $61K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$10K |
| Income from Lease Financing Receivables | RIAD4065 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 375 |
Schedule RC-B: Securities (36 items)
About Schedule RC-B · Lake Ridge Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $69.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $63.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $500.8M |
| Pledged Securities | RCON0416 | $167.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $161.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $151.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $115.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $102.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $99.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $98.3M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $84.1M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $84.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $67.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $62.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $52.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $47.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $46.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $46.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $44.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $41.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $38.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $23.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $21.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $7.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $6.7M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $6.3M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $6.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $6.2M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $4.3M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $4.3M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $4.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $3.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $1.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $395K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $337K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $190K |
Schedule RC-C, Part I: Loans and Leases (42 items)
About Schedule RC-C, Part I · Lake Ridge Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $2.45B |
| Pledged Loans and Leases | RCONG378 | $1.63B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $531.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $527.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $521.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $454.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $451.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $449.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $412.4M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $329.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $256.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $231.0M |
| Commercial and Industrial Loans | RCON1766 | $221.7M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $203.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $166.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $115.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $114.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $89.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $86.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $82.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $76.3M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $36.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $35.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $30.4M |
| Other Loans | RCONJ464 | $29.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $27.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $18.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $12.8M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $11.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $8.8M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $8.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $7.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $5.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $2.8M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.5M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $1.4M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $853K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $777K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $342K |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $42K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $42K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $34K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $135.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $46.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $21.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $19.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $16.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $14.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $10.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $9.7M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $5.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $4.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $946K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 702 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 342 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 270 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 223 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 173 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 130 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 86 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 74 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 63 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 50 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 30 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 23 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Lake Ridge Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.41B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.38B |
| Total Transaction Accounts | RCON2215 | $1.38B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.24B |
| Total Demand Deposits (See Note Below) | RCON2210 | $1.14B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $572.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $568.6M |
| Total reciprocal deposits | RCONJH83 | $201.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $176.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $149.8M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $137.5M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $133.4M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $131.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $127.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $96.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $46.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $45.2M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $41.9M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $40.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $37.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $30.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $26.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $12.4M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $7.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $5.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $5.7M |
| Total Brokered Deposits | RCON2365 | $5.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $4.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $4.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2.0M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $710K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $372K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $52.1M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $42.4M |
| Accrued Interest Receivable | RCONB556 | $12.0M |
| Other Assets | RCON2168 | $10.7M |
| Net Deferred Tax Assets | RCON2148 | $6.4M |
| Prepaid Expenses | RCON2166 | $4.3M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $4.0M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $3.0M |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $16.7M |
| Other Expenses Accrued and Unpaid | RCON3646 | $8.0M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $4.2M |
| Operating lease liabilities | RCONLB56 | $4.1M |
| Deferred Compensation Liabilities | RCONC011 | $3.6M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $3.6M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $2.1M |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · Lake Ridge Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $3.33B |
| Quarterly Average of Total Loans | RCON3360 | $2.44B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.61B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.10B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $808.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $494.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $214.7M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $211.8M |
| Mortgage-backed Securities | RCONB559 | $200.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $191.1M |
| All Other Securities | RCONB560 | $170.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $169.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $108.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $48.3M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $36.9M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $23.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $12.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $7.7M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (13 items)
About Schedule RC-L · Lake Ridge Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $239.8M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $164.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $145.9M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $130.8M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $101.2M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $101.2M |
| Unused Commitments - Credit Card Lines | RCON3815 | $70.2M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $48.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $24.2M |
| Performance Standby Letters of Credit | RCON3821 | $18.7M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $17.3M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $853K |
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $53K |
Schedule RC-M: Memoranda (11 items)
About Schedule RC-M · Lake Ridge Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $106.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $106.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $100.4M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $76.2M |
| All other intangible assets | RCONJF76 | $16.3M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $9.5M |
| Mortgage Servicing Assets | RCON3164 | $9.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $1.6M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $1.5M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $14K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 5 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (24 items)
About Schedule RC-N · Lake Ridge Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $9.0M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $8.4M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $6.6M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $4.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.3M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $2.1M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $1.9M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $1.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $911K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $795K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual | RCONK116 | $698K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $532K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $492K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $449K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $341K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $341K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $302K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $241K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $216K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $100K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $21K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $15K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $2K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Lake Ridge Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $3.33B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.79B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.52B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.23B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $819.1M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $323.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $38.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $2.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 66,922 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 2,181 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,506 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 7 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (2 items)
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Lake Ridge Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $2.73B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Lake Ridge Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $3.33B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $3.28B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.73B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $355.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $350.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $326.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $326.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $326.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $210.0M |
| Retained Earnings | RCOAKW00 | $158.3M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $41.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $28.6M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $28.6M |
| Tier 2 Capital Before Deductions | RCOAP870 | $28.6M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $28.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$17.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$17.6M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $12.9M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1302 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1197 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1197 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0995 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0502 |
Schedule RC-R, Part II: Risk-Weighted Assets (78 items)
About Schedule RC-R, Part II · Lake Ridge Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.73B |
| Total Risk-weighted Assets | RCONG641 | $2.73B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $2.30B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $2.30B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $2.12B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.92B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.91B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $514.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $509.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $509.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $479.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $461.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $443.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $443.8M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $318.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $263.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $257.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $257.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $254.7M |
| Total All Other Assets | RCOND981 | $219.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $209.8M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $201.2M |
| Unconditionally Cancellable Commitments | RCONS540 | $200.8M |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $198.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $161.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $147.2M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $132.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $131.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $131.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $125.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $88.8M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $61.5M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $61.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $52.4M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $44.9M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $44.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $42.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $42.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $36.6M |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $35.2M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $23.8M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$22.3M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $22.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $18.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $14.7M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $14.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $14.0M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $13.0M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $9.5M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $9.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $9.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $9.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $9.4M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $9.3M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $9.3M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $6.8M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $5.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $5.3M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $4.3M |
| Total Held-to-maturity Securities | RCOND961 | $4.3M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $3.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $3.0M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $3.0M |
| Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method | RCONS497 | $2.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $2.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$2.5M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $2.0M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $2.0M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $1.7M |
| All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category | RCONG623 | $1.2M |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $1.2M |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $1.2M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $853K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $853K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $853K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $734K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $191K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $25K |
Schedule RC-T: Fiduciary and Related Services (32 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $631.9M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $240.9M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $220.7M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $195.1M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $132.8M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $132.8M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $100.3M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $100.3M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $78.6M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $37.6M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $37.5M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $15.4M |
| Income from Fiduciary Activities | RIAD4070 | $2.6M |
| Personal Trust and Agency Accounts | RIADB904 | $1.1M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $830K |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $807K |
| Other Retirement Accounts | RIADB907 | $620K |
| Employee Benefit-defined Contribution | RIADB905 | $48K |
| Custody and Safekeeping Accounts | RIADB909 | $26K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 871 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 566 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 420 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 420 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 418 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 418 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 230 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 203 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 115 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 57 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 28 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 18 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 5 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $350.7M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $339.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $339.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $4.0M |
| Other Comprehensive Income | RIADB511 | -$2.1M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (11 items)
About Schedule RI-B, Part I · Lake Ridge Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $322K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $280K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $237K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $112K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $73K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $42K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $22K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $16K |
| Recoveries on Loans to Credit Cards | RIADB515 | $9K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $4K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Lake Ridge Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $25.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $25.0M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $1.4M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $322K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (15 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $2.45B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $1.42B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $498.4M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $325.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $185.6M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $25.1M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $13.1M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $12.3M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $7.2M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $5.2M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $4.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $2.4M |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $182K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $101K |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $6K |
Schedule SU: Supplemental Information (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $1.01B |
| Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution | RCONFT10 | $201.2M |
| Aggregate Amount of Fair Value Option Assets | RCONHK18 | $25.4M |
| Total Gross Notional Amount of All Other Derivatives Not Held for Trading | RCONFT02 | $3.9M |
Lake Ridge Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Lake Ridge Bank call report?
The Lake Ridge Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Lake Ridge Bank file?
Lake Ridge Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Lake Ridge Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Lake Ridge Bank has Federal Reserve RSSD ID 525549 and FDIC certificate number 15091. Either one finds its filings on the FFIEC Central Data Repository.
How often does Lake Ridge Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Lake Ridge Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 15091) · FFIEC NIC profile (RSSD 525549)