Landmark Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 3.17 percentage points lower than in Q1 2026, at 50.85%. Within Louisiana, Landmark Bank is 81st of 103 on return on assets, 0.70% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Landmark Bank sits 0.56 points lower, at 0.70% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.46% |
| Equity capital to assets | 10.84% |
| Tangible equity to tangible assets | 10.84% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.15% |
| Non-performing assets ratio | 2.11% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 18.10% |
| Allowance for credit losses to loans | 1.09% |
| Reserve coverage of non-performing loans | 50.85% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.70% |
| Return on equity | 6.48% |
| Net interest margin | 4.76% |
| Efficiency ratio | 77.62% |
| Yield on earning assets | 6.39% |
| Cost of funds | 1.75% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.33% |
| Core deposits to total deposits | 80.63% |
| Brokered deposits to total deposits | 2.89% |
| Deposits to assets | 88.75% |
| Securities to assets | 12.42% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.58% | 8.60% | 4.14% | 2.89% | 1.03% |
| Q4 2023 | 9.95% | -2.31% | 4.07% | 2.36% | 0.22% |
| Q1 2024 | 9.22% | -0.00% | 3.95% | 2.86% | 0.10% |
| Q2 2024 | 9.60% | 0.49% | 4.24% | 2.75% | -0.02% |
| Q3 2024 | 9.72% | 0.37% | 4.13% | 3.14% | 0.26% |
| Q4 2024 | 9.87% | 0.50% | 4.32% | 2.31% | 0.71% |
| Q1 2025 | 9.96% | 0.44% | 4.40% | 2.67% | 0.09% |
| Q2 2025 | 10.26% | 0.82% | 4.88% | 1.95% | 0.44% |
| Q3 2025 | 10.15% | 0.74% | 4.93% | 2.00% | 0.01% |
| Q4 2025 | 12.27% | 0.60% | 4.85% | 1.56% | -0.00% |
| Q1 2026 | 10.27% | 0.74% | 4.17% | 1.95% | 0.02% |
| Q2 2026 | 11.46% | 0.70% | 4.76% | 2.15% | -0.00% |
Landmark Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Landmark Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Landmark Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 307) · FFIEC NIC profile (RSSD 535034)