Landmark Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Total interest expense dropped 21.9% in Q2 2026, from $1.1M to $869K. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Landmark Bank is 14th of 103 on net interest margin, 4.76% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Landmark Bank sits 0.81 points higher, at 4.76% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.39% |
| Yield on loans | 7.17% |
| Yield on securities | 3.72% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.75% |
| Cost of interest-bearing deposits | 2.22% |
| Cost of interest-bearing liabilities | 2.22% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.76% |
| Yield to cost spread | 4.17% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.0M |
| Total interest expense | $869K |
| Interest expense on deposits | $869K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.71% | 1.60% | 4.14% | 6.36% | 3.24% |
| Q4 2023 | 5.79% | 1.79% | 4.07% | 6.53% | 2.93% |
| Q1 2024 | 5.99% | 2.08% | 3.95% | 6.58% | 3.51% |
| Q2 2024 | 6.38% | 2.17% | 4.24% | 6.99% | 3.72% |
| Q3 2024 | 6.30% | 2.20% | 4.13% | 6.89% | 3.75% |
| Q4 2024 | 6.41% | 2.11% | 4.32% | 7.00% | 3.68% |
| Q1 2025 | 6.19% | 1.84% | 4.40% | 6.94% | 3.26% |
| Q2 2025 | 6.61% | 1.79% | 4.88% | 7.39% | 3.25% |
| Q3 2025 | 6.68% | 1.81% | 4.93% | 7.39% | 3.27% |
| Q4 2025 | 6.60% | 1.80% | 4.85% | 7.32% | 3.21% |
| Q1 2026 | 6.03% | 1.95% | 4.17% | 7.25% | 3.23% |
| Q2 2026 | 6.39% | 1.75% | 4.76% | 7.17% | 3.72% |
Landmark Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Landmark Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Landmark Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 307) · FFIEC NIC profile (RSSD 535034)